Without much thought and even fewer facts to back it up --- I'll go with a team from the MAC.
They've consistently had some high talent teams for the last several years and a string of outstanding QB's (Leftwich, Grabowski(? - Toledo), Roethlisberger, Jacobs, Pennington, and a couple others I've left out).
You've heard it from me before but I have NIU connections and their win over Bama at Tuscaloosa was so sweet! In the mid 90's they were the worst team in college football with a losing streak that stretched over 3 years! I wear my NIU gear around Birmingham whenever I get the chance! :neener: