My cousin works for a title loan place. Obama has proposed a senate bill. I think it is called senate bill 50 or something. Anywho, if this passes it will limit the amount a bank can charge for overdraft, amount of interest a cash advance can charge, etc. That actually has some benefit to it. What is being left out is the fact if this bill passes, those businesses (pawn shops, cash advance, etc) would be forced into closing their doors. I know this doesn't sound that bad at first, but that is a huge loss in jobs. The company my cousin works for employees about 16,000 employees nationwide. That is just one company. I understand Obama intention for the bill, but it was not well thought out on his part.