Mega bump. This will be my first time buying a vehicle so looking for advice.
My wife got rear ended tonight. No jokes, please. I already asked if she wanted to be a second time. Her trunk is caved in considerably, so we are assuming it’s totaled.
She is wanting a Hyundai Palisade. I’ve scanned a few apps and see that some dealerships still have 2020s on their lots. Will I get a good deal on one because they are looking to move it or is buying a used 19-20 a better bet? I’m not totally opposed to buying a new 21, but the price would have to be pretty good.
What should the first offer under sticker be and what can I expect to settle on? What are some tacked on fees that I can absolutely get away with refusing? Should I finance through one of my banks/credit union or through the dealership if they offer one of the no interest for a few years deals? What interest rate should I expect with a credit score between 750-800? Is a military discount worth asking for and is that something that I don’t pull out until they’ve put their best number forward? Any and all advice is welcome.
@YankeeVol,
@txbo, and
@tn4elvis, anything you care to share from your side of things?