Arkansas fans have even admitted to me that there was way too much time left in the game to think that this fumble just gave the game away. It wasn't like the guy fumbled into the endzone. It only took 3 carries from Travis Henry to get from the 46-yard line to the 1-yard line.
Had he not fumbled, Arkansas would have punted the ball 2 plays later and the Vols would have moved the 45 or so yards needed to get into field goal range and kicked the game winning field goal to win 25-24.
Either way its a W.