How many 3 loss teams were in the top 12 this past year?Incorrect. Its more about timing than anything else. If you lose early in the season to a good team its held against you less. Its all about timing. But look at the final top 12 after championship games this year. Multiple teams would have made the playoffs. Thats first. Secondly the reorganizing of the top 3 conferences means its almost a given there will be multiple too teams with 2-3 losses.