Medicare and Social Security advice and options

[AdoptedVOL]

Murica....

Maybe I missed something but I didn’t find it at all difficult. I think some brokers and consultants work to scare consumers into spending money with them.

SS: use the age/payout table and make a decision somewhere between you aren’t guaranteed bother day or you’ll live to 100.

Medicare: Find an honest broker and pick the plan that meets your needs.

 

[Thunder Good-Oil]

Maybe I missed something but I didn’t find it at all difficult. I think some brokers and consultants work to scare consumers into spending money with them.

SS: use the age/payout table and make a decision somewhere between you aren’t guaranteed bother day or you’ll live to 100.

Medicare: Find an honest broker and pick the plan that meets your needs.

Those are very difficult decisions for millions of citizens.

 

[AdoptedVOL]

Those are very difficult decisions for millions of citizens.

Public Ed I guess. It’s sad how Americans have sacrificed their independence to others who make their life decisions for them.

I think it’s why I enjoy American history of the 1800s so much. We’ve lost that spirit of independence where a man and woman loaded their wagon with provisions and headed west into unknown dangers in order to stake claim to a piece if something they could call their own. Failure not an option.

 

[SmokinBob]

Medigap Seminars does youtube videos that are in-depth about all the options yet easy to follow.

 

[Thunder Good-Oil]

Medigap Seminars does youtube videos that are in-depth about all the options yet easy to follow.

YouTube is great with the videos. But some are by biased, self serving insurance sellers. A red flag would be any that don’t immediately warn viewers about the problems with Advantage. If they go right in to the extra perks of Advantage plans I usually stop watching and don’t follow them.

Boomer Benefits seems good. I probably have Medigap Seminars on FOLLOW. There are another 5 or 10 that I have seen provide good information.

 

[Thunder Good-Oil]

Medicare School.

Giardini Medicare.

Medicare 365.

Medicare on Video - HealthPlan65.

The Medicare Family.

Most have an office and invite enrollees to give them a call. I tried to google a local company, but they weren’t very impressive. Choosing a national agency is probably the route to take.

 

[Thunder Good-Oil]

New 2025 Part B costs:

$185/month (5.9% increase)(SS COLA: +2.5%)

IRMAA (income 2 years ago) Part B cost:

$106,000-$133,000: $259/month premium $133,000-$167,000: $370/month premium
$167,000-$200,000: $481/month premium
$200,000-$500,000: $592/month premium
$500,000 and above: $629/month premium

Part B Deductible: $257 annually