Let me add this about Florida....they're not a bad team. They suffered a blowout loss at home to a top 5 Miami team week 1 and it sort of created a narrative that they're terrible. Week 1 games can be misleading, though. Their 2 prior losses were to Miami and aTm, who, it turns out, is a good team.
I don't know how severe the Mertz injury is (or the RB, Johnson), so those could hamper them. But if injuries don't derail their season, they absolutely have a chance again LSU, Kentucky, and Ole Miss, all of which are in the swamp. They should beat Florida State. They might actually make a bowl game. And I'll say this...those kids are still playing hard for Napier. That doesn't look like a team that thinks its coach is a dead man walking. That speaks well of Napier.