To me it seems like the best options are RothIRA and pay the taxes now rather than later or current employer 401k. But I wanted to see if others had a different perspective.
Since we're on financial planning stuff, All my equity holdings in my self directed 401K do not roll the dividends into more shares. I have them go into a money market account where I let them build into a sizable amount and then buy another stock or mutual fund. I have about $15K built up and I am getting ready to purchase something. Any suggestions for a good stock or mutual fund? I thought about a gold stock or fund as I can see a surge coming in precious metals. What you think Volnation?
Im in two mutual funds that work out pretty well so far:
HCAIX Harbor Capital
PRGFX T Rowe Price
I also am following Berkshire Hathaway (Warren Buffet's fund) as I may get into that one too. They are all pretty susceptible to the market however and this election has me thinking about pulling out before November to see how it all shakes out.