Recruiting Forum Off Topic Thread III

[utvolmaniac]

TWSS!?

 

[#Vol4Life1991]

TWSS!?

What's a condom?

 

[Cosmo Kramer]

What's a condom?

That item your mommy bought you at the gas station when you were 25. Surprised you dont remember that. You asked her since when is Trojan a chocolate company that makes chocolate squares in wrappers

 

[Rishvol]

That item your mommy bought you at the gas station when you were 25. Surprised you dont remember that. You asked her since when is Trojan a chocolate company that makes chocolate squares in wrappers

Are you his mom since you know the story?

 

[#Vol4Life1991]

That item your mommy bought you at the gas station when you were 25. Surprised you dont remember that. You asked her since when is Trojan a chocolate company that makes chocolate squares in wrappers

Well I was asking because its been almost a decade I've used one

 

[xJesusx56]

Well I was asking because its been almost a decade I've used one

That pullout game as strong as this guy pulling out of the transfer portal

 

[Jackcrevol]

That pullout game as strong as this guy pulling out of the transfer portal

whoa pal. three kids under 5. none of that over here.

 

[vols 30]

What's a condom?

Who knew #Vol4Life1991 was Travis Henry?

 

[xJesusx56]

whoa pal. three kids under 5. none of that over here.

Your couch pulls out, but you don’t.

 

[Jackcrevol]

Your couch pulls out, but you don’t.

 

[pismonque]

Well I was asking because its been almost a decade I've used one

Hang in there buddy, it’ll happen for you again one of these days.

 

[OakCityAnalyst]

I’m just outside of Raleigh in Fuquay-Varina. There are at least 2 of us.

Well that makes me feel somewhat better. I've heard about Clouds being the place to be on Saturdays for Tenn games.

 

[KokoBVol]

Go to clouds brewing downtown Raleigh during game days, there are quite a few vols fans.

Went there the night of the WVU game. There was a group watching the game in one of the side rooms.

 

[OakCityAnalyst]

Went there the night of the WVU game. There was a group watching the game in one of the side rooms.

I've only been here since Jan so I'm still figuring things out around here. I may not have much time for anything if we can't pass a State budget lol.

 

[Enki_Amenra]

$80,000 for something that was completely out of your control. That is insane. Hard to believe Americans routinely go into bankruptcy just because they get sick.

Glad you made it out alive my man, just shocking to see a real life scenario of this craziness.

Made it out alive. Lost my business, about to lose house. Just being sick and unable to work caused that. Not sure the ass-whoopin I'm gonna get when it comes to the actual cost of the medical care. So glad to be alive though, lol.

Really, it's bad, but could be worse, things work out.

Just wanted to agree with charger and recommend making a plan for something bad, if anyone doesn't have a good one yet.

 

[Nash_Vol97]

$80,000 for something that was completely out of your control. That is insane. Hard to believe Americans routinely go into bankruptcy just because they get sick.

Glad you made it out alive my man, just shocking to see a real life scenario of this craziness.

Yup, the leading cause of Bankruptcy in America is due to medical bills. Even crazier was the stat is something like 70% of all bankruptcies were due to medical bills or lost income due to medical issues. Crazy.

 

[volatil]

Medical insurance is to doctors as how the board of education is to teachers. They have absolutely no experience in your field of expertise but they "know" they can do it better (and cheaper) than you

Dude you are spot on. I have some dude in a cubicle making medical decisions for my patients.

It’s very frustrating to answer questions in a hospital setting about what may or may not be covered. It’s necessary though. I can’t tell you how bad I feel for my patients who worry about this. I try my best to help. I definitely work with case management to prescribe meds covered by their insurance. This is very time consuming and not always feasible.

 

[InstrumentalVol]

Yup, the leading cause of Bankruptcy in America is due to medical bills. Even crazier was the stat is something like 70% of all bankruptcies were due to medical bills or lost income due to medical issues. Crazy.

That is absolutely abhorrent & immoral. Cant believe it.

 

[Orangeredblooded]

Medical insurance is to doctors as how the board of education is to teachers. They have absolutely no experience in your field of expertise but they "know" they can do it better (and cheaper) than you

One of the reasons I got out of Insurance billing and coding. It’s disgusting what they try to dictate.

 

[MoCo_Vol]

Think of it like this if I could put $3500 into a HSA each year I worked (10 total) at 30 years old I'd have $35k accumulated. If I am investing $2500 of that per year and it's earning a moderate 6% per year the amount in my HSA would be far greater.

Instead though pissing away monthly premiums to pad the millionaire pockets of Health Insurance CEOs so I can be denied claims when things really hit the fan and I need that coverage most.

 

[VolGee4]

Dude you are spot on. I have some dude in a cubicle making medical decisions for my patients.

It’s very frustrating to answer questions in a hospital setting about what may or may not be covered. It’s necessary though. I can’t tell you how bad I feel for my patients who worry about this. I try my best to help. I definitely work with case management to prescribe meds covered by their insurance. This is very time consuming and not always feasible.

That's cool that you do this. On a day to day basis, doctors shouldn't have to worry about it. My family is very comfortable with our doctors. They like to be proactive and cautious. But sometimes we ask if a test here or there is necessary and just cautious because I have become very aware of what I am paying for. If it's just a hunch and not necessary, then I kindly decline.

 

[VolGee4]

Think of it like this if I could put $3500 into a HSA each year I worked (10 total) at 30 years old I'd have $35k accumulated. If I am investing $2500 of that per year and it's earning a moderate 6% per year the amount in my HSA would be far greater.

Instead though pissing away monthly premiums to pad the millionaire pockets of Health Insurance CEOs so I can be denied claims when things really hit the fan and I need that coverage most.

The short time I used an HSA, I could barely find a bank that offered one, especially not one at 6%. LOL.

 

[VolunteerHillbilly]

Think of it like this if I could put $3500 into a HSA each year I worked at 30 years old I'd have $35k accumulated. If I am investing $2500 of that per year and it's earning a moderate 6% per year the amount in my HSA would be far greater.

Instead though pissing away monthly premiums to pad the millionaire pockets of Health Insurance CEOs so I can be denied claims when things really hit the fan and I need that coverage most.

There is no individual mandate anymore so you don't have to buy health insurance if you don't want to.

 

[Rishvol]

Dude you are spot on. I have some dude in a cubicle making medical decisions for my patients.

It’s very frustrating to answer questions in a hospital setting about what may or may not be covered. It’s necessary though. I can’t tell you how bad I feel for my patients who worry about this. I try my best to help. I definitely work with case management to prescribe meds covered by their insurance. This is very time consuming and not always feasible.

Since money talks would both the patient and doctor sueing the insurance company help at all?

 

[VolGee4]

Since money talks would both the patient and doctor sueing the insurance company help at all?

Not sure that's the best policy for a doctor that is getting paid by the insurance company. Bite the hand that feeds you.