Things I'm mad about today

#19,479
#19,479
I guess this accident is prolly gonna cost me 15-30k. Depending on what they value my truck at. SMH
 
#19,481
#19,481
malinoisvol said:
Not mad, just cocerned....

Now that I've had my first vehicle accident in 44 years, I don't know what to expect from insurance company(s). Sadly, my 2014 F150 4x4 WAS flawless and under 91k miles, but nothing to write home about. The accident was 100% the other drivers fault.

Already been looking around for a new(er) one. Deer lawd the $$$$. Lol
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Been there done that. Your insurance shouldn't be involved if you aren't responsible.
 
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#19,485
#19,485
malinoisvol said:
USAA
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I know our homeowner's policy has something like "full replacement value," meaning the cost of rebuilding at current prices. I don't know if they have anything similar for vehicles, or if they just pay what it would be worth on the market. Good luck getting another older creampuff, if so.
 
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#19,487
#19,487
VolNExile said:
I know our homeowner's policy has something like "full replacement value," meaning the cost of rebuilding at current prices. I don't know if they have anything similar for vehicles, or if they just pay what it would be worth on the market. Good luck getting another older creampuff, if so.
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My home owners insurance is the same. Cars, no. And my dumbass refused rental car cause "I don't have accidents." Lol
 
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#19,494
#19,494
VolNExile said:
I know our homeowner's policy has something like "full replacement value," meaning the cost of rebuilding at current prices. I don't know if they have anything similar for vehicles, or if they just pay what it would be worth on the market. Good luck getting another older creampuff, if so.
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Reading through my policy I found out I did opt in to a 20% Car Replacement Assistace coverage. Which means my insurance company tacks on 20% to the value of muh truck. I got that going for me.
 
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#19,495
#19,495
malinoisvol said:
Reading through my policy I found out I did opt in to a 20% Car Replacement Assistace coverage. Which means my insurance company tacks on 20% to the value of muh truck. I got that going for me.
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I'm with mojo on the rental. When I had my wreck years ago, their insurance had to pay.
 
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#19,497
#19,497
malinoisvol said:
Reading through my policy I found out I did opt in to a 20% Car Replacement Assistace coverage. Which means my insurance company tacks on 20% to the value of muh truck. I got that going for me.
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Oh, sweet. I’ll have to check if we have that. Our Subie has ridiculously low mileage, and prices have exploded, so if it were totaled, it would be seriously painful.
 
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