Urban was ahead of his time when he was winning with Utah, Bowling Green, and Florida, but now everybody is familiar with his schemes and concepts and he doesn't have UF and tOSU talent advantages. He's lost all 3 games by double digits, 2 of them being home losses, and they haven't played a top 10 team yet. The only team that's looked as bad as them is the Jets with Zach Wilson playing horrific ball, and they were at least close in the Carolina game. The other three 0-3 teams had two close games each. It's one thing to lose but in the NFL, the way you lose says a lot.
The Cardinals turned the ball over, gave up a kick 6, were 1/9 on 3rd down, got outrushed by 68 yards, and still beat them by 19 in their place. This isn't looking good at all, so far.