Don't know if I'd call it dumb, since it's the off season, and what else is there to talk about that hasn't already been talked to death.What ifs make are pretty dumb. I would stick to what were.
What it does do however, is set people up for gigantic disappointment because it's so unrealistic.
Counting on players who are barely in High School turning out to be D1 material, Nine people on the bench to keep happy given what the transfer trends are these days. Low # of projected losses, given recent performance with DD, cedes, and Nared soon gone. Disregarding what the competition will be doing to develop. Etc, etc, etc. But, hey, it's the off season, so go at it.