That’s not how it works; qualifying for aid doesn’t mean you get your entire expenses taking care of. You’re still out of pocket what your family’s finances say you can afford. 1/2 to 3/4 of their team is from private schools so their families likely have middle to upper class incomes which could still qualify them for aid but that’s aid beyond what Vandy says you’re on the hook for. Dansby Swanson infamously graduated with student loan debt to attend Vandy. I can only guess that it was a scenario where his families income, assets, etc. said you can afford $15k and we’ll cover the rest with aid, however they couldn’t actually produce the money so he used student loans.