120k a year isn’t enough

Not much difference in tap to pay and swiping a card. I don't think it's as much a generational thing as it is a big bank agenda to systematically remove cash.
You are correct, but I think your generation is more likely to use venmo and others like that; not to say mine doesn't use it. My fear is that is de-sensitizing ya'll to currency, and when the .gov proposes a digital currency you will be easily converted. I hope I am wrong about this. Right now, it is the scariest thing on the horizon. I absolutely agree with your second part, but I think it is the banks in cahoots with the .gov.
 
$120K is nowhere close if this is the case. Talk about an anchor around the neck. Going to be hard to save for any retirement if this is the norm. Print more money, should be fine.

 

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