Insurance. When I was growing up, I didn't know that anybody had insurance for healthcare, and the doctors were very reasonable. When the medical field started dealing with a 3rd party, and people didn't worry about the cost, things changed. I found an old checkbook of my brother's when he was at U.T. in the mid-late 60's, with checks written for $3.00 for a visit to the podiatrist to have planter's warts treated. That would probably equate to about $20 in today's money.Yeah, wonder why the cost is so high?