Bru McCoy Injury

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I'm familiar and some close friends in the Mobile, AL were very satisfied with that type of arrangement until the need for specialists proved quite expensive.

For instance, the injury Bru just sustained will not be successfully covered via that situation unless an orthopedic surgeon is involved, which they generally aren't. Getting the MRI done, the OR booked, the surgeon and surgery team booked, etc will not be cheap.

If you're going to pay $100/month + a catastrophic, high deductible premium also, I'm unsure you're going to save too much money.

And before you say Bru's injury is a sports injury, I've seen the post-op x-rays of a similar break to Bru's, including plenty of screws and a plate or two, from a person getting pulled off a curb while walking a large dog.

I like alternatives to "normal insurance" but if you lead an active life or your kids lead an active life, it's a risk-benefit dance and the older you get, the riskier a cardiac or vascular event becomes.
There’s two ways to look at it. It seems to me their going to bust our butts no matter what we do. I’ve learned something from both of you. Thank y’all
 
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As a medical professional who works in the ER, I can tell you that break was either the Tibia bone or Femur, hard to tell without examining, but either way that kind of injury will not only end his college football playing, but it will most likely end any hope for the NFL. Very sad.
I've seen worse injuries on the field and the player is back in about 12 months. A Miami game about 20 years ago, the Hurricane RB stuck his leg out straight and planted and the DB plowed into the knee and bent it back. Leg ended L shaped but bent the wrong way. He went on to have a long NFL career.
 
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I've seen worse injuries on the field and the player is back in about 12 months. A Miami game about 20 years ago, the Hurricane RB stuck his leg out straight and planted and the DB plowed into the knee and bent it back. Leg ended L shaped but bent the wrong way. He went on to have a long NFL career.
Willis McGhahee
 
I've seen worse injuries on the field and the player is back in about 12 months. A Miami game about 20 years ago, the Hurricane RB stuck his leg out straight and planted and the DB plowed into the knee and bent it back. Leg ended L shaped but bent the wrong way. He went on to have a long NFL career.
I do not understand what type of person speaks bad over an athlete laying on the field of battle by stating he'll never play again.

Notice how the entire SC team was on the field taking a knee and bowing a head at the same time this guy posts gloom.
 
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Of course you have no idea. You don't believe in vaccines. The reason there might be incentives is because it's cheaper to vaccinate for diseases than to treat them and, as you say, insurance companies know this and reduce their risk.

My insurance gives incentives for me to exercise and meet certain goals. Why? Because if I'm healthier it reduces their risk.

Your problem is you think it's a conspiracy but it's simple risk reduction because vaccines actually work.

It's the BUSINESS of insurance to use the best, most reliable data to lower their risks. They recommend vaccines like they recommend exercise because that's what the data suggests will decrease their risk.
Incorrect. That would be if the incurable company, 5 total worldwide, weren’t also a sister company to a much larger pharmaceutical company that needs tax deductions.
 
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