Dealership wrecked MY brand new car

#101
#101
NEOCON said:
Again....this stuff about repairing the vehicle plus diminished value is not TN law.

All the garage by law is liable for is to fix the vehicle....that's it.

Replacement coverage where they flip a new vehicle out with a new one only is for vehicles just bought brand new and last for 2 years when the vehicle loan is higher than the blue book...and only comes into play in a salvage situation or the repairs cost more than the vehicle. It is technically called lease/loan coverage for a reason.

The dealership may decide to flip a vehicle out if they don't want the bad PR but again the law is the law.


Minute they took the keys their garage keepers kicked in.

They will fix the vehicle but unless they just want to be nice they are not on the hook for anything else.
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You have no idea what you are talking about.

Please refrain from giving any more advice, unless you are willing to stake your name and family.
 
#102
#102
Obsessed said:
You have no idea what you are talking about.
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You don't even understand the term garage keepers and you call me out.....

Typical.

What part do I not understand and what insurance code am I wrong about????

Please also understand that before you move on I have over 20 years experience in the Insurance Industry, have worked E&O for a top 5 company, and represent over 41 companies now....

so please enlighten me?
 
#103
#103
Are we going to debate ISO laws or modified TN code?

Also, this policy was probably based on occurrence and not claims made but we can also debate the liability situation in the event the dealer has since switched companies and is claims made.
 
#109
#109
Nerd-Vol said:
So what kind of car was it?

I bet it's a Buick or a Cadillac.
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He said it's the luxury model of the same company.

Honda>Acura
Toyota>Lexus
Nissan>Infiniti
Volkswagen>Audi

Probably one of those 4 maybe.
 
#110
#110
Coug said:
He said it's the luxury model of the same company.

Honda>Acura
Toyota>Lexus
Nissan>Infiniti
Volkswagen>Audi

Probably one of those 4 maybe.
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Let's take it next level:

Ford>lincoln
Fiat>Maserati
BMW>Rolls-Royce
Mercedes-Benz>Maybach
VW>Audi>Bently

I think it was a maybach. Just a guess.
 
#111
#111
Nerd-Vol said:
Let's take it next level:

Ford>lincoln
Fiat>Maserati
BMW>Rolls-Royce
Mercedes-Benz>Maybach
VW>Audi>Bently

I think it was a maybach. Just a guess.
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VW OWNS everything.

They are like Aol when they owned Warner...you are just like seriously..VW owns porsche and Lamborghini and audi...um thats weird...wait and Bugatti...hell froze over.
 
#113
#113
Obsessed said:
You have no idea what you are talking about.

Please refrain from giving any more advice, unless you are willing to stake your name and family.
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That case you mentioned earlier where the dealership had to replace a car that they damaged is probably the exception and no where near the norm.
 
#114
#114
NEOCON said:
You don't even understand the term garage keepers and you call me out.....

Typical.

What part do I not understand and what insurance code am I wrong about????

Please also understand that before you move on I have over 20 years experience in the Insurance Industry, have worked E&O for a top 5 company, and represent over 41 companies now....

so please enlighten me?
Click to expand...

I don't give a **** how long you have been in insurance. Any dealer that files a claim on this, is borderline broke.

You (as insurance) shouldn't even be aware of duch an issue.
 
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#116
#116
Rasputin_Vol said:
That case you mentioned earlier where the dealership had to replace a car that they damaged is probably the exception and no where near the norm.
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No. Happened twice at the dealer I worked at.

My buddy has his truck truck crashed while at the shop. (Memphis) they didn't tell him. Proceeded to fix it with out his consent.

They gave him his money back that he had paid for the truck and repaired it, to avoid the lawsuit.

Dealers do shady crap. GM will warranty Cadillacs well after mileage restrictions but kick a Chevy truck to the curb if it's 5 miles over.
 
#123
#123
GAVol said:
Absolutely wrong
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Ok.

My experience means nothing.

My guys took out 10k in Windows at Van Buren (Arkansas) middle school. I paid cash. To keep my insurance from going up.

The dealer I worked for, didn't file it on their insurance. Smith Chevy and Cadiallic.
 
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