Forgive Student Loans?

#251
#251
mr.checkerboards said:
The last graduation I went too. There were 13 students who graduated with a degree in bluegrass musical studies.
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Lol, well, I’ve attended them in OH and PA… there was no such thing.

Seriously, though, 1/3 of the grads at the last one I went to graduated with some sort of healthcare degree. If we’re looking at sheer numbers, the statistics show that a huge majority are getting useful degrees in careers with at least decent projected growth.
 
#254
#254
OHvol40 said:
Lol, well, I’ve attended them in OH and PA… there was no such thing.

Seriously, though, 1/3 of the grads at the last one I went to graduated with some sort of healthcare degree. If we’re looking at sheer numbers, the statistics show that a huge majority are getting useful degrees in careers with at least decent projected growth.
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Are you talking a two year school with nursing assistants and people who code bills? My wife graduated a few years ago from George Washington with a DNP. The entire nursing school (from BS to doctorates) fit easily in a small to medium auditorium. The Liberal Arts graduation was a huge affair out on the Mall.
 
#255
#255
VolStrom said:
Just to piss off you young guys here, when I went to UT they were on the quarter system and IIRC it was around $125-$150 a quarter when I started plus an activities fee of another $25. By the time I left, it was probably $250/quarter.
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Wow! That activities fee was WAY over-the-top when you consider it was 16.7%-20.0% of your tuition.
 
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#256
#256
Vol423 said:
Wow! That activities fee was WAY over-the-top when you consider it was 16.7%-20.0% of your tuition.
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No kidding. The activities fee was very unpopular when it was implemented. Seems like the bribe was free or very low priced football tickets. It also built and maintained facilities that normal students couldn't use - or had very little access to - when the teams of one sort or another weren't practicing.
 
#257
#257
OHvol40 said:
Lol, well, I’ve attended them in OH and PA… there was no such thing.

Seriously, though, 1/3 of the grads at the last one I went to graduated with some sort of healthcare degree. If we’re looking at sheer numbers, the statistics show that a huge majority are getting useful degrees in careers with at least decent projected growth.
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1/3 isn't the majority, nor close to "a huge majority". I doubt very seriously that half of these kids are being lead down a good career path.
 
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#258
#258
OHvol40 said:
Lol, well, I’ve attended them in OH and PA… there was no such thing.

Seriously, though, 1/3 of the grads at the last one I went to graduated with some sort of healthcare degree. If we’re looking at sheer numbers, the statistics show that a huge majority are getting useful degrees in careers with at least decent projected growth.
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This was at ETSU.
 
#259
#259
AM64 said:
Are you talking a two year school with nursing assistants and people who code bills? My wife graduated a few years ago from George Washington with a DNP. The entire nursing school (from BS to doctorates) fit easily in a small to medium auditorium. The Liberal Arts graduation was a huge affair out on the Mall.
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No, the one I’m referring to is a PA state system school.
 
#260
#260
Rasputin_Vol said:
1/3 isn't the majority, nor close to "a huge majority". I doubt very seriously that half of these kids are being lead down a good career path.
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I never said it was. I said that 1/3 were from one college, and a huge majority graduate with useful concentrations. I don’t think this is the hill to die on in this matter.
 
#261
#261
Rasputin_Vol said:
1/3 isn't the majority, nor close to "a huge majority". I doubt very seriously that half of these kids are being lead down a good career path.
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Furthermore, if you glanced at the article I posted earlier, it pointed out that 1/3 of the bachelor degrees awarded were in a business concentration, and more than half were concentrated within just six fields of study.
 
#262
#262
AM64 said:
Can't remember the cost of a 45, but I'm thinking well under a dollar. Regular gas was higher octane, without, corn, and about 20 cents/gallon. Funny how the dollar sign is on the keyboard, but the cents sign is long gone.
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What was the cost of a 78? Now that is back in time.
 
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#265
#265
OHvol40 said:
Still, I contend that criteria would remain more heavily weighted on the signer and co-signer’s credit score & income/debt ratio than it would on future job prospects.

In this country we tend to choose not to be proactive, we like learning lessons after the negative consequences have been wrought.
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I don’t think it would take too many bad loans for them to learn.
 
#266
#266
OHvol40 said:
Furthermore, if you glanced at the article I posted earlier, it pointed out that 1/3 of the bachelor degrees awarded were in a business concentration, and more than half were concentrated within just six fields of study.
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I looked at that and I think most people would not consider a business degree to necessarily be "useful".
 
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#267
#267
OHvol40 said:
I never said it was. I said that 1/3 were from one college, and a huge majority graduate with useful concentrations. I don’t think this is the hill to die on in this matter.
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And that is the main point I'm arguing about. Your situation, assuming you are being honest with us, is an outlier.
 
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#268
#268
Rasputin_Vol said:
And that is the main point I'm arguing about. You situation, assuming you are being honest with us, is an outlier.
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“Of the 2.0 million bachelor’s degrees conferred in 2018–19, some 58 percent were concentrated in six fields of study: business (390,600 degrees); health professions and related programs (251,400 degrees); social sciences and history (160,600 degrees); engineering (126,700 degrees); biological and biomedical sciences (121,200 degrees); and psychology (116,500 degrees).”

COE - Undergraduate Degree Fields

It doesn’t seem that implausible to me.
 
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#269
#269
OHvol40 said:
“Of the 2.0 million bachelor’s degrees conferred in 2018–19, some 58 percent were concentrated in six fields of study: business (390,600 degrees); health professions and related programs (251,400 degrees); social sciences and history (160,600 degrees); engineering (126,700 degrees); biological and biomedical sciences (121,200 degrees); and psychology (116,500 degrees).”

COE - Undergraduate Degree Fields

It doesn’t seem that implausible to me.
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391600+251400+160600+126700+121200+116500 = 1,168,000 total degrees
health professionals and related programs = "and related programs" opens to door for degrees that are not useful
psychology = useless, but we will throw it just for fun

251400 (health professions and related programs) + 126700 (engineering) + 121700 (biological and biomedical sciences) + 116500 (psychology) = 616300 total "useful degrees", which barely gets you over the 50% threshold to even say "majority" (52%)... and that's with adding in psychology, including a bunch of these other medical related programs and not counting the rest of those other degrees that are outside of the top six.

So, using the very data you provided, it clearly doesn't show "a huge majority" are in useful degree programs and barely shows it even being a "majority" had it not been for me being overly generous.
 
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#270
#270
ButchPlz said:
I've got my masters paid off and my undergrad is ready to be paid off (hanging on to the cash until this zero-interest period ends), plus I am buying property and investing money. I don't make six figures yet. I'm just not an idiot trying to chase what everyone else has.
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And you will get to pay for the idiots who arent paying it back.
 
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#271
#271
Rasputin_Vol said:
391600+251400+160600+126700+121200+116500 = 1,168,000 total degrees
health professionals and related programs = "and related programs" opens to door for degrees that are not useful
psychology = useless, but we will throw it just for fun

251400 (health professions and related programs) + 126700 (engineering) + 121700 (biological and biomedical sciences) + 116500 (psychology) = 616300 total "useful degrees", which barely gets you over the 50% threshold to even say "majority" (52%)... and that's with adding in psychology, including a bunch of these other medical related programs and not counting the rest of those other degrees that are outside of the top six.

So, using the very data you provided, it clearly doesn't show "a huge majority" are in useful degree programs and barely shows it even being a "majority" had it not been for me being overly generous.
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Your standard for useful is purely subjective, but each of the 6 concentrations that hold most of the graduates have at minimum a projected job market growth of at least 5% over the next 10 years, some closer to 20%. So while you may not consider something useful, projected demand indicates otherwise.
 
#272
#272
In the 90s I went 4 years to Western Carolina for a grand total of 18,000. This was tuition, housing, food, books, etc. There was no financial aid involved.

Adjusted for inflation, that number today would be $8500/year.

It now costs $8600 per semester to go there.
 
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#274
#274
Rasputin_Vol said:
391600+251400+160600+126700+121200+116500 = 1,168,000 total degrees
health professionals and related programs = "and related programs" opens to door for degrees that are not useful
psychology = useless, but we will throw it just for fun

251400 (health professions and related programs) + 126700 (engineering) + 121700 (biological and biomedical sciences) + 116500 (psychology) = 616300 total "useful degrees", which barely gets you over the 50% threshold to even say "majority" (52%)... and that's with adding in psychology, including a bunch of these other medical related programs and not counting the rest of those other degrees that are outside of the top six.

So, using the very data you provided, it clearly doesn't show "a huge majority" are in useful degree programs and barely shows it even being a "majority" had it not been for me being overly generous.
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The number of medically connected grads is disturbing - like something wrong with us. Healthcare is probably so expensive because there are so many participants to feed. The number of psych degrees is way beyond disturbing - probably why there's so much wrong with us - like the inmates are in charge ... and they have psych degrees. Maybe that leads into the 53 "genders" that don't quite align with reality and anatomy.
 
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#275
#275
Rasputin_Vol said:
391600+251400+160600+126700+121200+116500 = 1,168,000 total degrees
health professionals and related programs = "and related programs" opens to door for degrees that are not useful
psychology = useless, but we will throw it just for fun

251400 (health professions and related programs) + 126700 (engineering) + 121700 (biological and biomedical sciences) + 116500 (psychology) = 616300 total "useful degrees", which barely gets you over the 50% threshold to even say "majority" (52%)... and that's with adding in psychology, including a bunch of these other medical related programs and not counting the rest of those other degrees that are outside of the top six.

So, using the very data you provided, it clearly doesn't show "a huge majority" are in useful degree programs and barely shows it even being a "majority" had it not been for me being overly generous.
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Didn't follow the thread...but taking out business degrees seems nuts.
 
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