For what it's worth, my car is a salvaged title and it's been great. Now that being said, I went by the Car Emporium today and they had some great prices on trucks. I looked at 2 of them and left laughing. One of them was a beautiful F-150 with low miles, $8,500. It had cigarette holes burned in the seats and sputtered to the point of almost dying when I tried to rev the engine. The other was like $14,000 for a 2011 Silverado. Looked nice but after the first truck I got a feel for what kind of place it is. The salesman was hesitant to tell me they only deal in salvaged titles, but finally fessed up.
Anyways I think I'm going to offer 9,000 on the Avalanche. I'm putting down 3250 and going to finance the rest. My question is this, I don't have a credit union. Time is a bit of a factor and my bank (First Tennessee) said they can process an auto loan in 7-10 days. The guy buying my Volvo needs it sooner than that. I have been told you can get the best interest rate at ORNL. ORNL advertises that they partner with several dealerships in Knoxville, and this dealership just happens to be one of them. I really don't want to get molested on interest. Truthfully I'm wanting 4-8% tops. Is this realistic if I go through the dealership? Can anyone vouch for ORNL and their low interest rates?