No. A lot of personal lines insurers like State Farm and Hartford have already done it without government requirement. I stay out of personal lines as it gets messy getting into people’s personal lives. Some commercial insurers are either doing blanket refunds or open to talking about some kind of premium relief. There’s certainly no guarantee but, for those of you that own affected businesses on here, talk to your insurance agent and see what can be done if you haven’t already. Some of my clients haven’t been impacted and others are down almost 50%. The only thing insurers will fight is if courts try to force them to provide coverage for Business Interruption losses that are excluded in most Property policies. Some states, like NJ, have introduced legislation to try and force insurers to pay losses. It was stopped pretty quickly of course but the conversation isn’t over. It looks like the Feds will put together some kind of backstop program for catastrophic Business Interruption losses like they did with Terrorism coverage after 9/11. Hopefully they do better this time as that Terrorism program is a waste of premium because it’s practically impossible to meet the definition of terrorism under the TRIA act. That’s probably way more than you wanted.