As usual, everyone conveniently ignoring the example by hypothesizing other situations.
Let me be clear.
He is 22 years old.
He makes $25,000 a year.
He did not have health insurance (either ti wasn't offered or, being young and naive, he didn't buy it).
He does not qualify for Medicaid because he is single, male, young, and has a job.
He wakes up one morning and has terrible pneumonia.
He goes to the hospital and the physcian determines that, with proper medication and treatment and a hospital stay of a week, he will recover. Without it, he will die.
The cost for the treatment is estimated to be $20,000.
He has no insurance. He doesn't have the $20,000.
Would you advocate that he get the treatment anyway, and that the cost of care be woven into the bills for the rest of us by higher costs for everything from aspirin to surgery? That he get the care but that a local taxing district be set up to take 1 % on top of all sales taxes so as to pay for indigent care for the community?
That he not get the care at all and die?
Or, would you propose that he can buy the insurance right there on the spot and have the coverage? Or, that he be covered by Medicaid?