Yeah, something happened this year. I have an implanted pacemaker/defibulator. Annual Dr. visit used to be -0-. It cost this year. deductible maybe?Whoa! They estimated $66 for me, and I was a bit irked, because I have both Medicare and BC/BS, which is supposed to pick up all Medicare copays. $6000+ sure puts that into perspective!!
The drug plan is the big one. You have to go through the process of pricing your drugs, and choosing a company every year. Or you can get an Advantage plan. Those are great as long as you are healthy. The insurance companies don't push them because they are good for the customer.