I agree with Christian Lowe somewhat. It does take a lot of excitement out of the regular season. Except for the rare year like this one, having a loss has proven meaningless for brand name teams, especially SEC and B1G teams. When we were in the hunt post-BAMA, we knew we could drop the UGA game and it wouldn't matter and when it happened no one was upset (well, dawg fans were upset because they knew it didnd't matter). And that was with just 4 teams in the invitational.**
When the invitational expands to 16, the regular season isn't going to mean what it used to mean. And given realignment, a genuine invitational that invites the best teams is going to have 3 and 4 loss SEC and B1G teams if they're picking the best teams.
**The college system is def. an invitational rather than a playoff given that eye tests, brand name, tv market, player injuries, coach popularity etc. all matter more than scheduling and on the field results.
A 3 or 4 loss team won’t be in the playoff most years unless they win their conference. There will even be some years that a 2 loss team won’t get in.
If you look at the last 3 years, almost every top 12 team in the CFB Rankings had 2 or less losses. The only exceptions in the past 3 years were Utah (2021 and 2022) and Kansas State last year that had 3 losses and they were in the top 12 because they won their conference against a team with less than 2 losses.
On top of that, based off the NCAA website outlining the format, the 5 P5 conference winners and the highest rated G5 conference winner gets auto bids. Thats now only 6 spots for at large bids who didn’t win their conference. Just using last year as an example:
Auto Bids: UGA, Michigan, TCU, Clemson, Utah (3 losses), Kansas State (3 losses), and Tulane would have bad auto bids.
At-large Bids: Ohio State (1 loss), Alabama (2 losses), UT (2 losses), USC (2 losses), Penn State (2 losses), Washington (2 losses).
Chaos can happen and maybe 1 or 2 at large bids go to 3 loss teams, but it’ll be the exception and not the rule. Heck, 2 of the 3 years, there would have been at least 1 10-2 team left out.