Definitely is the epitome of starting over lol.Congratulations. We wanted 3 but our 2nd child was rough. I changed my mind after him.
Your situation is not as much a "stretch" as @LaagerVol. He's got a 24yr old and a 21yr old.... he was almost home free..... literally.
**I do not know his situation though. A 40 yr old guy at work and his 2nd wife just had a baby last year. He has 3 kids (I think they're from 16 yrs down to 10 yrs old) with his previous wife but they live with their mom.
Retirement, EVER, is not looking good. Travel after said retirement, Is not looking good.
But can I tell you how much more I realize what a blessing life is? She makes me appreciate all of my kids more. I just wish I knew then, what I know now, when my first two were little. I would definitely have worked less, cherished more.