Recruiting Forum Off-Topic Thread II

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#9,877
#9,877
HoleInTheRoof said:
I wasn't mistaken. Simonton posted he made it in, and not long ago said he didn't make it in.

Suggest I've made a mistake again and we might have to discuss this outside.




He included Mustiphers name in the above post at 3:29, then edited it removing his name not long ago.
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I'll talk to you outside about it. We can go over the whole recruiting class if you want. I've got a lot of free time
 
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#9,878
#9,878
Glitch said:
My sister has a pre-existing condition but should everyone's insurance cost go up because of her? If people with preexisting conditions can't afford a plan then they should be eligible for Medicaid or Medicare. Leave everyone else's insurance alone. Creating competion is the best way to make things affordable. Encouraging high deductible catastrophic policies in HSA vehicles is another way to bring the cost of healthcare down because the demand would go down. Right now everyone rushes to the doc everyone they have a sniffle because the $10 co-pay is cheaper then a box of OTC medicine. If people cut down on the demand for doctor's visits, then dogs wouldn't be able to charge so much. They would have to offer a lower price to get you into their office vs the doc down the hall. The system right now is out of control because the demand for doctors is far outpacing the supply. Ergo, docs can charge whatever the heck they want.
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One thing wrong... docs can only set their own prices in a cash only system. Once insurance is involved, we have no say so on charges.
Currently, the government through CMS has set prices for each and every CPT and E&M code. Then contracts with insurance companies are based off the Medicare rates... not our decision at all. As a matter of fact, it's illegal for docs to charge "competitive rates. It isn't allowed.
Here is how screwed up it is...if we charge medicare $100 for a service that they say that is worth $100, then they only pay $80. Medicare actually advises the doctors to charge 2.5x the medicare rate in order to get paid what medicare says that they will pay.

Very screwed up. That is why the bills look so frigging high, but if you look at what insurance pays, it is only a fraction of the total bill. This is all government mandated. This alone is the reason that I didn't want the US government to take control of US healthcare.

They can't manage good healthcare delivery at the VAMCs, nor can they provide reasonable health insurance for ghe military (Tricare) our veterans and active military deserve much better. If the politicians had to get their health care through the VAMC or Tricare, they would revolt.

The last group that needed to be in charge of US healthcare is the US government. They can't even have a balanced budget for a single year. (Not talking about the overall debt...just the current year)

Sorry, end rant.
 
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#9,881
#9,881
Glitch said:
We are paying for them anyway with the current setup. Let the rest of us get better coverage for cheaper premiums. Then the pre-existing condition folks form a nationwide insurance exchange to help reduce their risk. The government can help back it to help reduce their premiums. We will still be paying but less overall. I just don't think that families without health issues should have to suffer these astronomic premiums.
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So the obese should have to pay higher premiums because their healthcare does cost more due to obesity related issues.
Tobacco users also. Healthcare costs significantly rise with prolonged tobacco use.

Not being insensitive, but if pre-existing conditions grt tagged, then conditions with known associated higher healthcare costs should be tagged too.
Your choice to weigh 100+ extra pounds or to smoke tobacco, but you should have to cover the cost too.
Jmo.
 
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#9,884
#9,884
VolsDoc81TX said:
So the obese should have to pay higher premiums because their healthcare does cost more due to obesity related issues.
Tobacco users also. Healthcare costs significantly rise with prolonged tobacco use.

Not being insensitive, but if pre-existing conditions grt tagged, then conditions with known associated higher healthcare costs should be tagged too.
Your choice to weigh 100+ extra pounds or to smoke tobacco, but you should have to cover the cost too.
Jmo.
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I agree. Maybe we should tax food based on fat, sugar content. Tax tobacco and alcohol similarly and the funds go to government medical insurance. That's coming from a fat guy that drinks (a little bit).
 
#9,885
#9,885
HoleInTheRoof said:
I wasn't mistaken. Simonton posted he made it in, and not long ago said he didn't make it in.

Suggest I've made a mistake again and we might have to discuss this outside.




He included Mustiphers name in the above post at 3:29, then edited it removing his name not long ago.
Click to expand...

Waffle House. Bring it.
 
#9,886
#9,886
BJHSVol said:
I generally agree with what y'all are saying about healthcare, but I don't think it can be completely fixed without some level of government intervention.

The pre-existing condition mandate from the ACA was needed and regardless what happens going forward I think that it needs to be kept.

The other issue is the burden that non-insured patients put on the health care system. They don't get annual physicals or take care of chronic conditions, then show up in ERs with heart attacks, strokes etc and cost hospitals huge amounts of money that they'll never be able to repay. Then hospitals have to write it off as loss and increase cost of services.

Because of the nature of health care and insurance I think it needs more oversight than other goods/services.

Oh and ban direct to consumer prescription drug advertisements. That's a huge pet peeve of mine and I think it serves no purpose
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Another thing lost in all the insurance talk is how ridiculous some of the charges hospitals give patients nowadays is in the first place.

There's a lot of money being funneled to administrators via frivolous charges (or downright overcharging for services) that our shoddy insurance system has been enabling for decades now.
 
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#9,888
#9,888
InVOLuntary said:
I agree. Maybe we should tax food based on fat, sugar content. Tax tobacco and alcohol similarly and the funds go to government medical insurance. That's coming from a fat guy that drinks (a little bit).
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No way any major fast food companies ever let laws like that get passed, even if the public was in favor though.


Too much corporate money in politics for that to ever be feasible.
 
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#9,889
#9,889
Darth_Shiveman said:
No way any major fast food companies ever let laws like that get passed, even if the public was in favor though.


Too much corporate money in politics for that to ever be feasible.
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May be correct but tobacco is heavily taxed to end they had/have a huge lobby so not out of the question.
 
#9,890
#9,890
VolsDoc81TX said:
So the obese should have to pay higher premiums because their healthcare does cost more due to obesity related issues.
Tobacco users also. Healthcare costs significantly rise with prolonged tobacco use.

Not being insensitive, but if pre-existing conditions grt tagged, then conditions with known associated higher healthcare costs should be tagged too.
Your choice to weigh 100+ extra pounds or to smoke tobacco, but you should have to cover the cost too.
Jmo.
Click to expand...

Most obesity is self inflicted. If you choose to use tobacco today with all the research and information we have then the effects are 100% self inflicted. They should have to pay for themselves. I am all about personal responsibility. However, I understand that there are people like my sister that lived very healthy lives and still got sick. She has gotten on a policy under the ACA but if she hadn't, she would have a hard time affording the medicine she needs. Those are the types of folks that should be eligible for a nationwide exchange. Allow all the folks with MS to create a group policy to help with the costs.

If you choose to drink, eat, or smoke yourself to oblivion then so be it. That is your choice and you are welcome to it. The ACA will lead to everyone paying for those folks under the one payer system that it was designed to force us into.
 
#9,891
#9,891
Glitch said:
Most obesity is self inflicted. If you choose to use tobacco today with all the research and information we have then the effects are 100% self inflicted. They should have to pay for themselves. I am all about personal responsibility. However, I understand that there are people like my sister that lived very healthy lives and still got sick. She has gotten on a policy under the ACA but if she hadn't, she would have a hard time affording the medicine she needs. Those are the types of folks that should be eligible for a nationwide exchange. Allow all the folks with MS to create a group policy to help with the costs.

If you choose to drink, eat, or smoke yourself to oblivion then so be it. That is your choice and you are welcome to it. The ACA will lead to everyone paying for those folks under the one payer system that it was designed to force us into.
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Sort of like the auto insurance you get when you have a bunch of tickets, wrecks, and DUIs. Another point worth making is while an unhealthy person might be a burden on the health care system, they are typically on it much less time because they live less years. I'd love to see a study of the lifetime health care cost of a healthy lifestyle person versus a non-healthy lifestyle person.
 
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#9,893
#9,893
Glitch said:
Most obesity is self inflicted. If you choose to use tobacco today with all the research and information we have then the effects are 100% self inflicted. They should have to pay for themselves. I am all about personal responsibility. However, I understand that there are people like my sister that lived very healthy lives and still got sick. She has gotten on a policy under the ACA but if she hadn't, she would have a hard time affording the medicine she needs. Those are the types of folks that should be eligible for a nationwide exchange. Allow all the folks with MS to create a group policy to help with the costs.

If you choose to drink, eat, or smoke yourself to oblivion then so be it. That is your choice and you are welcome to it. The ACA will lead to everyone paying for those folks under the one payer system that it was designed to force us into.
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I really wish we could have a system that had a public option in true competition with private (across all state borders) competing along with them.


I don't really have a problem with having a public option available in theory, but th ACA is a mess that Obama forced through just so he could add a bullet point to his name in textbooks.
 
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#9,894
#9,894
Darth_Shiveman said:
Very true, but a great deal of our current tabacco laws were passed before Citizens United.
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A lot of our tobacco laws were passed because the government had significant leverage against big tobacco in the form of proof they were complicit in killing folks. Tobacco got compromised and our government bent them over the barrel.
 
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#9,895
#9,895
Darth_Shiveman said:
Another thing lost in all the insurance talk is how ridiculous some of the charges hospitals give patients nowadays is in the first place.

There's a lot of money being funneled to administrators via frivolous charges (or downright overcharging for services) that our shoddy insurance system has been enabling for decades now.
Click to expand...

Starts with Medicare. CMS sets all the re-imbursement amounts...
 
#9,896
#9,896
Glitch said:
Most obesity is self inflicted. If you choose to use tobacco today with all the research and information we have then the effects are 100% self inflicted. They should have to pay for themselves. I am all about personal responsibility. However, I understand that there are people like my sister that lived very healthy lives and still got sick. She has gotten on a policy under the ACA but if she hadn't, she would have a hard time affording the medicine she needs. Those are the types of folks that should be eligible for a nationwide exchange. Allow all the folks with MS to create a group policy to help with the costs.

If you choose to drink, eat, or smoke yourself to oblivion then so be it. That is your choice and you are welcome to it. The ACA will lead to everyone paying for those folks under the one payer system that it was designed to force us into.
Click to expand...

I absolutely agree with pre-existing clause. I totally agree with the need for that. Especially since so many companies change insurance plans to get better rates...
 
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