Recruiting Forum Off-Topic Thread II

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#9,826
#9,826
delfonic said:
So, none of them then? Because none of them are really "trying" to repeal it.
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Disagree. You think the areas that have no healthcare competition and triple digit rises in healthcare costs don't want their states to fix this mess? There is a 2 year transition period to get GOP and dems to work together (lol) If it gets repealed. It's simply not sustainable and it's getting worse.
 
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#9,827
#9,827
Catbone said:
Disagree.
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They own both branches of government responsible for legislating and executing laws. If they can't get their own house in order or lure a democrat, they are either incompetent or they don't really care. I'm being charitable and saying it's not the former.
 
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#9,828
#9,828
delfonic said:
So, none of them then? Because none of them are really "trying" to repeal it. No one wants to cut health benefits to voters in their district. No one wants to be linked to 32 million people losing health insurance. Also, no one wants to piss off drug companies or insurance companies.

Trump is basically spitting in the wind until 2018.
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It all just seems like a bunch of political posturing to me.
 
#9,832
#9,832
I drank mixed drinks in Cozumel and was fine but another person in my group drank the same type of mixed drink and got sick. Like Newt says, it's a risk. Don't want to spend a day in paradise stuck on the toilet.
 
#9,833
#9,833
I see we are split along party lines and philosophies on the healthcare debacle known as Obamacare. So I am going to get this off my mind right now.

Maybe posters should actually read the CBO report. It said 22 million could lose coverage at the end of the period involved, 2026, because the current penalty for not buying insurance would go away and those people would choose not to buy insurance. In other words people would have the choice to buy it or not instead of being forced by penalties, so they are not losing coverage. The swamp did their thing with the choice of words they used in the summary of the report. Even our resident libertarian must agree that having a choice to do something or not without penalty is good thing - right Newt? But the disgusting MSM lies to the people with fake news again.

I am one of those fortunate souls left without an exchange insurer effective 1/1/18 as Humana, as the sole provider of two terrible plans, has already sent their letter saying they are out for next year. The cost has more than doubled in 4 years to nearly $1000 per month just for me with zero pre-existing conditions while having much higher deductibles than when it went into effect and only 70% coverage when it was 80% previously. The providers available are less than half who were previously available. There is nothing of value anywhere for me to go on currently, only temporary major medical plans, and I am not young. I am also not indigent to go on Medicaid. Hopefully TBCBS will get back in with some extra bucks floated their way to get me to Medicare someday. As a tax paying citizen I am PO'd that the federal government felt that had the right to step in to control something so important to the citizens of this country because all they have ever done is screw up everything they attempt.

Obama, the Democrat Party and the RINO's, who have the opportunity to right a huge wrong, can all stick it all up their arses and I would assist them in making that happen if I had access to them. No talking points needed for that.
 
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#9,834
#9,834
InVOLuntary said:
What about mixed drinks?
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I think mixed drinks are fine. Nice resorts are supposed to have clean water/ice for drinks and food. You want to be careful outside the resort. And while brushing teeth/bathing be careful to not drink any water. I've been a couple of times and haven't had issues.
 
#9,836
#9,836
Be nice to the resort staff so they don't slip you a Montezuma cocktail.
 
#9,837
#9,837
I think we have strayed so far from the Constitution that it is scary. There is nothing in the Constitution that gives the Federal Government the right to pass a law forcing Americans to buy any one product. That is such a gross and blatant abuse of power. The thing us, they did it by playing on people's emotions. They want empathetic people to see old folks and children dying in the streets if we don't go along with their plan. The problem is, it is more likely to happen under their plan because we are more likely to end up on a single payer government run healthcare system where bureaucrats make our healthcare decisions based on actuarial charts instead of what the patient and doctor think is best.

The easiest way to fix the problem is scrap everything Obama care did. Promote HSA's and their tax deferred growth. Open up the health insurance market place to allow for competition across state lines. Most importantly though, is to get the patient back involved in paying for their healthcare. The plans nowadays are so expensive because we don't want to pay the doctor for anyrhing, so we pay the insurance company instead. A family would cost close to $15K a year for a health insurance plan but would likely only pay a doctor $3K or $4K. The rest goes to the insurance company to cover, admin costs, paying for sick people under the same company, and profit. The only people that are getting hosed are the consumers.

*rant over*
 
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#9,838
#9,838
Glitch said:
I think we have strayed so far from the Constitution that it is scary. There is nothing in the Constitution that gives the Federal Government the right to pass a law forcing Americans to buy any one product. That is such a gross and blatant abuse of power. The thing us, they did it by playing on people's emotions. They want empathetic people to see old folks and children dying in the streets if we don't go along with their plan. The problem is, it is more likely to happen under their plan because we are more likely to end up on a single payer government run healthcare system where bureaucrats make our healthcare decisions based on actuarial charts instead of what the patient and doctor think is best.

The easiest way to fix the problem is scrap everything Obama care did. Promote HSA's and their tax deferred growth. Open up the health insurance market place to allow for competition across state lines. Most importantly though, is to get the patient back involved in paying for their healthcare. The plans nowadays are so expensive because we don't want to pay the doctor for anyrhing, so we pay the insurance company instead. A family would cost close to $15K a year for a health insurance plan but would likely only pay a doctor $3K or $4K. The rest goes to the insurance company to cover, admin costs, paying for sick people under the same company, and profit. The only people that are getting hosed are the consumers.

*rant over*
Click to expand...

I think we've changed what health insurance means. Most people thing health insurance means you go to the doctor, pay $10, go to the pharmacy $10. We mentally diminish the value of it. Back many moons ago, when I entered the workforce, health insurance was 80/20 with a deductible. When you went to the doctor you paid for your visit. When you got a prescription, you paid for it. Now you still pay for it but it's conveniently taken out of your check each week. Similar to taxes, no one really knows what they pay. If they had to write a check for their health insurance each week, they'd realize to some extent what health care cost.

Having my own business I have offered health insurance in the past. I had to drop it because I only h ad one employee on it and when renewal time came around the insurance company wouldn't renew. This was pre-Obama care so the premiums were very reasonable. It was about $50/week of which I paid half so they had $25 taken from their check. It was good insurance too. I allowed them to be involved in the selection process and they preferred a higher co-pay for doctors office ($30 if I remember correctly) and a lower maximum, annual, out-of-pocket maximum ($1,000 i think). It was decent, affordable health insurance.

After we dropped it, I had some new employees come and ask if we could do something again. This was post Obama-Care. I called my agent that set up the plan before. He said there were no options and the employees would have to go through the exchange. So I went to the employees and told them to go to the exchange, purchase a plan, and bring the documents to me showing how much they were paying. I told them I would give them a raise that equaled approximately 1/2 of their premium. None to advantage of it.

My feeling is they didn't want the responsibility of paying for their own insurance.

IMO, we need to go back to less coverage and manage our own healthcare. We need to be personally responsible for the little stuff and have our insurance kick in when it becomes necessary. This will drive down the cost of the little stuff. People will shop around. Do I really need to see a doctor for this scratchy throat? What about this sprained ankle? Can it go a day to see how it responds to ice? If people were more invested in their healthcare I think that would go a long way to solving some of our problems.
 
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#9,840
#9,840
Kristy* said:
I think mixed drinks are fine. Nice resorts are supposed to have clean water/ice for drinks and food. You want to be careful outside the resort. And while brushing teeth/bathing be careful to not drink any water. I've been a couple of times and haven't had issues.
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I'm holding you personally responsible if I get the Tijuana two step. Newt is leaving himself some wiggle room.
 
#9,841
#9,841
InVOLuntary said:
I think we've changed what health insurance means. Most people thing health insurance means you go to the doctor, pay $10, go to the pharmacy $10. We mentally diminish the value of it. Back many moons ago, when I entered the workforce, health insurance was 80/20 with a deductible. When you went to the doctor you paid for your visit. When you got a prescription, you paid for it. Now you still pay for it but it's conveniently taken out of your check each week. Similar to taxes, no one really knows what they pay. If they had to write a check for their health insurance each week, they'd realize to some extent what health care cost.

Having my own business I have offered health insurance in the past. I had to drop it because I only h ad one employee on it and when renewal time came around the insurance company wouldn't renew. This was pre-Obama care so the premiums were very reasonable. It was about $50/week of which I paid half so they had $25 taken from their check. It was good insurance too. I allowed them to be involved in the selection process and they preferred a higher co-pay for doctors office ($30 if I remember correctly) and a lower maximum, annual, out-of-pocket maximum ($1,000 i think). It was decent, affordable health insurance.

After we dropped it, I had some new employees come and ask if we could do something again. This was post Obama-Care. I called my agent that set up the plan before. He said there were no options and the employees would have to go through the exchange. So I went to the employees and told them to go to the exchange, purchase a plan, and bring the documents to me showing how much they were paying. I told them I would give them a raise that equaled approximately 1/2 of their premium. None to advantage of it.

My feeling is they didn't want the responsibility of paying for their own insurance.

IMO, we need to go back to less coverage and manage our own healthcare. We need to be personally responsible for the little stuff and have our insurance kick in when it becomes necessary. This will drive down the cost of the little stuff. People will shop around. Do I really need to see a doctor for this scratchy throat? What about this sprained ankle? Can it go a day to see how it responds to ice? If people were more invested in their healthcare I think that would go a long way to solving some of our problems.
Click to expand...

Exactly my point! If your boss says he wull pay for half your health insurance and you don't take advantage of that then you are either stupid or crazy. Sorry about your workforce. :)
 
#9,844
#9,844
giphy.gif
 
#9,850
#9,850
Vols4us said:
I see we are split along party lines and philosophies on the healthcare debacle known as Obamacare. So I am going to get this off my mind right now.

Maybe posters should actually read the CBO report. It said 22 million could lose coverage at the end of the period involved, 2026, because the current penalty for not buying insurance would go away and those people would choose not to buy insurance. In other words people would have the choice to buy it or not instead of being forced by penalties, so they are not losing coverage. The swamp did their thing with the choice of words they used in the summary of the report. Even our resident libertarian must agree that having a choice to do something or not without penalty is good thing - right Newt? But the disgusting MSM lies to the people with fake news again.

I am one of those fortunate souls left without an exchange insurer effective 1/1/18 as Humana, as the sole provider of two terrible plans, has already sent their letter saying they are out for next year. The cost has more than doubled in 4 years to nearly $1000 per month just for me with zero pre-existing conditions while having much higher deductibles than when it went into effect and only 70% coverage when it was 80% previously. The providers available are less than half who were previously available. There is nothing of value anywhere for me to go on currently, only temporary major medical plans, and I am not young. I am also not indigent to go on Medicaid. Hopefully TBCBS will get back in with some extra bucks floated their way to get me to Medicare someday. As a tax paying citizen I am PO'd that the federal government felt that had the right to step in to control something so important to the citizens of this country because all they have ever done is screw up everything they attempt.

Obama, the Democrat Party and the RINO's, who have the opportunity to right a huge wrong, can all stick it all up their arses and I would assist them in making that happen if I had access to them. No talking points needed for that.
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Well Said Vols4us and Glitch and InVOL! Excellent points.
 
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