All things STOCKS

[allvol123]

I think limit is 5k for refund.

Yea, just read that in the link. Genius move though if there wasn’t a limit.

 

[Thunder Good-Oil]

@allvol123 Take a look at I-bonds if you haven't already. You can only purchase $10k worth in your name in a calendar year, but they are paying 9.62% and you can get that rate (for the next 6 months) through October. That rate resets twice a year based on CPI.

Individual - Series I Savings Bonds

Best suggestion so far. It’s a no brainer if the loan is 4%. Zero risk, unlike putting funds into the equity markets which could easily be worth less at loan maturity.

I’ve been meaning to open up a TreasuryDirect account myself but I’m a serial procrastinator.

 

[Go aeiou]

Yea, just read that in the link. Genius move though if there wasn’t a limit.

You know what coach Majors used to say?

 

[mrorange211]

Best suggestion so far. It’s a no brainer if the loan is 4%. Zero risk, unlike putting funds into the equity markets which could easily be worth less at loan maturity.

I’ve been meaning to open up a TreasuryDirect account myself but I’m a serial procrastinator.

Ditto

 

[allvol123]

You know what coach Majors used to say?

What?

My first thought was on his comment about playing Army, they train those boys to kill people.

 

[Go aeiou]

Best suggestion so far. It’s a no brainer if the loan is 4%. Zero risk, unlike putting funds into the equity markets which could easily be worth less at loan maturity.

I’ve been meaning to open up a TreasuryDirect account myself but I’m a serial procrastinator.

Yeah, me too. but I'm gonna do it today!
Maybe, if I have time.

 

[Go aeiou]

Yea, just read that in the link. Genius move though if there wasn’t a limit.

Coach Majors, " If ifs and buts were candy and nuts what a merry Christmas we would all have".
It's and old saying. He said it often.

 

[Thunder Good-Oil]

You know what coach Majors used to say?

Probably not Legions of the Miserable or adios kadoos.

Attack! Attack! Attack!

 

[Firebirdparts]

Yes.

About 125 saved right now. Do you think a CD is too conservative of a move? Worked hard for where I am, which is very stable footing. Not adventurous enough to plunge this money into something with risk for a potential quick and large percentage return.

Part of me is thinking call the bank and ask if you can apply the $125K to your principal of your loan WITHOUT PENALTY. .

Guaranteed 4% right here, no risk. This has to be priority 1.

If they say no, then in my opinion CD's are not too conservative.

 

[allvol123]

Guaranteed 4% right here, no risk. This has to be priority 1.

If they say no, then in my opinion CD's are not too conservative.

…

 

[walkenvol]

I think limit is 5k for refund.

Well that blows my plan out of the water if true. Do you have a link to that? TIA

 

[Thunder Good-Oil]

Well that blows my plan out of the water if true. Do you have a link to that? TIA

Individual - Purchase Limits

 

[Go aeiou]

Well that blows my plan out of the water if true. Do you have a link to that? TIA

I think some time ago you could buy much more. I have friend who owns about $250k of i bonds. He says they have paid almost nothing in the last ten years.

they are designed to beat to beat inflation.

 

[Firebirdparts]

Well that blows my plan out of the water if true. Do you have a link to that? TIA

It’s common knowledge.

 

[walkenvol]

It’s common knowledge.

Well my moma always told me I wasn’t common

 

[Majors]

-569.00 in pre-market

 

[mrorange211]

Huge sell this AM. SOmething happen in Europe?

 

[Firebirdparts]

It's a Norm McDonald Joke I guess. Like this:

A day after a big Fed Rate Hike, stocks are retreating. The problems began, evidently, when traders realized there'd been a big Fed rate hike.

 

[05_never_again]

Huge sell this AM. SOmething happen in Europe?

I think it is just continued worries about this

https://www.cnbc.com/2022/06/15/eur...ute-meeting-to-look-at-market-conditions.html

 

[Go aeiou]

Huge sell this AM. SOmething happen in Europe?

The End of free money?
The sun came up?

 

[Velo Vol]

You and your wife could both purchase. I-bonds would be an easy way to dispose of 20k in your situation.

You can also buy as a gift for your spouse, above the $20K limit, but when they redeem it, in a future year, it counts against that year's limit.

 

[Majors]

Huge sell this AM. SOmething happen in Europe?

Just another day in the market. Do we got 25K before we hit 35K is my concern at this point.

 

[Go aeiou]

Just another day in the market. Do we got 25K before we hit 35K is my concern at this point.

I think it's clear. Based on the WAG system we get to 25,500 Dow. @25k is iffy.

Everything goes not as planned we get to 35K.

 

[Velo Vol]

I think it's clear. Based on the WAG system we get to 25,500 Dow. @25k is iffy.

 

[Majors]

I think it's clear. Based on the WAG system we get to 25,500 Dow. @25k is iffy.

Everything goes not as planned we get to 35K.

201K here we come
Stock market's fall has wiped out $3 trillion in retirement savings this year

Stock market's fall has wiped out $3 trillion in retirement savings this year