Having a pipe burst in your attic and spray water for an entire day while you're at work that drips down through your house and ruins a lot of both levels of your house sucks.
Having to try and live out of friends and in laws houses for more than 2 weeks with a 3 month old and a dog sucks.
Not being able to live in the house you bought that is only blocks from the beach for what will end up being almost a full month during the first summer you live there sucks.
But the day you get to go pick out newer, nicer chit for your house that the insurance company pays for and someone else is going to install does not suck.