Age won't help on rates. I was thinking you were in you mid-late 30's for some reason.
I wish you the best. All I know is shop and shop some more, you might get lucky.
Have you priced through the marketplace? If not I would check it out, you may find something there. In my zip code in TN it is showing pricing on several BCBS plans, a few Humana and United Health plans. It can't hurt to look.
I don't qualify for subsidy so going to the marketplace doesn't have any impact on my pricing. The plans inside the marketplace are the same, but those that qualify get subsidized rates.
50 is where I could tell a big difference. It was like the day I hit 50 my body started a slow downhill journey. By the time 60 rolled around it didn't matter...lol.
Could go some where with that, but I'll behave. I'm 45. There's no doubt the body starts to give out before the mind. I still feel relatively good, but the difference is definitely noticeable after 40 or so..
I'm in device. My company passed the 3% onto the hospitals. Who do you think picks up that tab? This whole thing is a wealth distribution scam. I am also witnessing a rationing of technology. The folks with good insurance gets premium products. The folks with Medicare and Medicaid get crap that surgeons quit using years ago. It's sad but Obamacare only hurt the folks that voted for the idiots that passed it. I'm witnessing a race to the bottom.