Healthcare Reform

#26
#26
615 Vol said:
If everyone agrees that UHC sucks than what would need to happen to make health care affordable for the average joe or for the small business owner to provide it?

Would tort reform for medical malpractice help?
Click to expand...

That would be a good start.
 
#27
#27
TennVols423 said:
Remember I pay taxes as well, these choices have caused me many nights of worry for my new family. Do I pay rent, buy diapers, pay for daycare, I pay roughly anywhere from 500-700 for books out of pocket or do I pay and I have called for insurance on just my self 200 a month. I am pretty healthy but was concerned when this cold lasted almost 2 weeks. I believe many Americans are being left with this choice, I don't think universal healthcare is answer, I do believe something has to be done to lessen the cost of health insurance premiums.
Click to expand...

based on your pay you will get most of those taxes back anyway. I still say you're making choices. Do you have a cell phone/cable/internet? You also chose to have a child now instead of when you would be more financially secure. My wife and I make a pretty good living and are still trying to decide whether we can afford to have a child right now.

Many Americans are left with this choice because they prioritize other things ahead of healthcare. The true number of those in need is much lower than any stat you have provided
 
#28
#28
TennVols423 said:
Remember I pay taxes as well, these choices have caused me many nights of worry for my new family. Do I pay rent, buy diapers, pay for daycare, I pay roughly anywhere from 500-700 for books out of pocket or do I pay and I have called for insurance on just my self 200 a month. I am pretty healthy but was concerned when this cold lasted almost 2 weeks. I believe many Americans are being left with this choice, I don't think universal healthcare is answer, I do believe something has to be done to lessen the cost of health insurance premiums.
Click to expand...

as pointed out by myself and others you can easily get a cheap healthcare plan ($40-$50) that covers you in an emergancy. you'd be doing your family a favor by not having to bankrupt them if something happens to you.
 
#29
#29
If health insurance was still simply for catastrophic events, and people had to pay...especially for pharmacy...costs would be completely under control, or at least more controllable at the very least.
 
Last edited:
#30
#30
If you're wondering about the skyrocketing cost of healthcare, take a look around the doc's office on your next visit. Check out the number of caregivers vs. administrative staff and extraneous wasted positions.

All that excess stands in the line of folks who get to make their profit and pay prior to the actual caregiver actually making any money. The gov't bureacracy and insurance deathgrip have damn near ruined the business for the docs and patients.

Next time you have a visit, ask the doc what he'll take in cash immediately for the care. You might be surprised by the response if you help him avoid the collections and bureaucratic nightmare.
 
#31
#31
TennVols423 said:
I am a 24 year old grad. student, work full-time but get no benefits where I work. I am uninsured, I was sick last week and had no where to go except emercency room. I noticed their were alot of people "sick". I was curious and asked a couple of them if they had insurance, and I got the same answer no. They were as was I using the emergency room as a doctor. So I went home and did a little research and 46 million and growing are uninsured in america. My question to you is what do you think of the "single-payer" universal healthcare system.
Click to expand...

First off,

You are choosing to be uninsured. There are several affordable insurance plans available for those that don't have the benefit at their job.

Second, if you want that benefit you should find a job that offers it.

Third, the 46 million is an exaggerated number. It includes illegal aliens and anyone over 18, some of which are covered under various government plans. It may include veterans that have access to the VA system.

I absolutely do not want the government involved in healthcare more than they already are.
Have you been to the DMV lately? Can you imagine the same lame brains that work there being responsible for your health?
Do you want some fat assed bureaucrat deciding what treatment you will be getting instead of a doctor?

KEEP THE GOVERNMENT OUT OF MY HEALTH CARE!
 
#33
#33
Daddy Gee said:
name one thing that the govt does efficiently... then take a look at the VA system..
Click to expand...


I am sure you have heard about the improper steralization of equipment that has gone on for years in VA hospitals in TN and FL. putting patients at risk for hepatitas and HIV.

My dad had a colonoscopy in Nashville, thank god he is all right...
 
#34
#34
There are definitely deficiencies with the current system, especially if you have a pre-existing condition, but many of those conditions are insured IF you don't let your insurance lapse.

As has been stated, several of those 46 million "uninsured" are people in their 20's/30's who choose not to be insured.
 
#35
#35
Lexvol said:
If health insurance was still simply for catastrophic events, and people had to pay...especially for pharmacy...costs would be completely under control, or at least more controllable at the very least.
Click to expand...

Exactly . . . and if health insurance was completely separated from the workplace, that's probably what you'd see happen. Somewhere along the line, people started feeling entitled to having their healthcare paid for and it went to hell in a handbasket.
 
#36
#36
If people REALLY wanted insurance, I'm sure they could cut out things that they wanted to do that wastes money, but instead people want me to pay for their insurance and hospital visits because they want to do everything and have everything without sacrifice.
 
#37
#37
Health insurance, to me, is like auto insurance. If you want/need it, you should buy it. When you don't you are gambling big time. Why should the general public pay for your gambling?
 
#38
#38
I am suprised at some of the responses on here, I believe my school may offer something and I forgot who looked it up for me which was sad and and lazy on my part that I didnt, I appreciate it. But to say it is just simply "easy" to pay for health insurance is crazy, I wish I had the jobs some of you had to be able to pay it. Now I have a child who is insured and VERY well taken care of so to say I should have waited, NAH! I wouldnt change anything, Yeah healthcare sucks right now and I just wanted opinions on healthcare reform and the single payer system and thoughts! Didnt expect some of the "SNOBBISH" replies. For the most part I was thankful for the support I was given in regards to school! And sorry given the "money I make, I get most of my taxes back" But Im pretty sure you fell in that bracket once in your life as well.
 
#41
#41
damn this country which provides you with free healthcare! clearly we need obamanomics to fix this
 
#42
#42
TennVols423 said:
I am suprised at some of the responses on here, I believe my school may offer something and I forgot who looked it up for me which was sad and and lazy on my part that I didnt, I appreciate it. But to say it is just simply "easy" to pay for health insurance is crazy, I wish I had the jobs some of you had to be able to pay it. Now I have a child who is insured and VERY well taken care of so to say I should have waited, NAH! I wouldnt change anything, Yeah healthcare sucks right now and I just wanted opinions on healthcare reform and the single payer system and thoughts! Didnt expect some of the "SNOBBISH" replies. For the most part I was thankful for the support I was given in regards to school! And sorry given the "money I make, I get most of my taxes back" But Im pretty sure you fell in that bracket once in your life as well.
Click to expand...
You didn't get any snobbish replies-you just didn't get answers that you liked every time. Some may have been in your shoes, some may have not. You chose to go get your masters....you also chose to have a child. We all live with the consequences, good or bad-of our actions. My wife and I are having a child as well, but we waited until our income was at a place where we could afford things like insurance. If we had gone ahead with having a kid when we were at a lower income level we would not have been able to afford it....you make that decision for yourself. Regardless, you could have saved a ton of money by going to a walk in clinic instead of an emergency room.
 
#43
#43
crazyguy said:
You didn't get any snobbish replies-you just didn't get answers that you liked every time. Some may have been in your shoes, some may have not. You chose to go get your masters....you also chose to have a child. We all live with the consequences, good or bad-of our actions. My wife and I are having a child as well, but we waited until our income was at a place where we could afford things like insurance. If we had gone ahead with having a kid when we were at a lower income level we would not have been able to afford it....you make that decision for yourself. Regardless, you could have saved a ton of money by going to a walk in clinic instead of an emergency room.
Click to expand...

your right!
 
#44
#44
droski said:
if you can't afford $40 a month it's best you stop procreating.
Click to expand...
Please give me the ins company that provides coverage for $40 a month so I can check it out I have a hard time believing this, surely any reputable ins company has a web site that I could find this quote so all I'll need is a name.
 
#45
#45
DAVOL said:
Please give me the ins company that provides coverage for $40 a month so I can check it out I have a hard time believing this, surely any reputable ins company has a web site that I could find this quote so all I'll need is a name.
Click to expand...

blue cross. i bought this myself 5 years ago. it covers almost nothign minor, but covers any major medical issues. obviously it would be much more if you are old and/or have preexisting conditions.
 
#46
#46
droski said:
blue cross. i bought this myself 3 years ago. it covers almost nothign minor, but covers any major medical issues.
Click to expand...
I have bcbs of tn and I pay $104 a month just for me and my company claims to pay 71% of my premium so we are talking about 400 bucks a month just for me if they are not lying and alot of dr's won't take my network (s) I'd hate to see the coverage you had.
 
#47
#47
I'm no dummy. I was covered up to $3 mil with a $2K deductable.

My buddy just got blue cross for $100 a month and that does pay for minor things. if you are young and are willing to shop around it's not hard at all to get individual insurance thta provides catastrophic coverage and in the case of my buddy even covers regular doctor visits. and really that is all you need. i've paid in 10X what i have earned back in actual doctor visits for my current coverage. i only keep it because of the "what if" factor.
 
#48
#48
Well regardless how you feel about it something has to be done I'm not sure what but it is completely unsustainable at the rate it is going healthcare costs going up 3-5 times the rate of inflation or wages that can't continue cause there are alot of people that have healthcare now that won't in 10 years at this rate ,same with public higher education I don't keep up with other states but if they are like TN hell in a good year UT only goes up 7% bad year 11-13% that also is unsustainable.
 
#49
#49
DAVOL said:
same with public higher education I don't keep up with other states but if they are like TN hell in a good year UT only goes up 7% bad year 11-13% that also is unsustainable.
Click to expand...

you're talking about college I assume. This is the same UT that is basically free to instate kids as long as your grades are good enough?
 
New posts
You must log in or register to reply here.

VN Store



Back
Top