Healthcare Reform

#77
#77
BigPapaVol said:
You need to downsize apartments, eat less and never drink
Posted via VolNation Mobile
Click to expand...

Hell, that's with relatively inexpensive rent and bills every month. I am pretty sure that I could survive on just below 10,000 a year with my current arrangements, if I was not in school and I still maintained a decent social life on weekends, hell I went the last six months of last year without a job and got by pretty well. Luckily enough for me, slinging liquor is a fairly well paying outfit, or my new found golf habit would die quickly.

KB5252 said:
On our last visit I believe my wife and I figured my sons total for the 1st year to be around $40,000 for the first year there.
Click to expand...

At UT?
 
#78
#78
emainvol said:
What do you mean by "all cost?" I got to MTSU, which is cheaper than UT tuition wise, and my estimated cost of attendance is damn near 20,000 this year.
Click to expand...

I underestimated, but you could get by with under 17k per year annually.

The collegeboard estimates this...

in-state tuition and fees: $6,250
Room and board: $6,888
Books and supplies: $1,326
Estimated personal expenses: $3,104
Transportation expense: $2,050

Subtract 4000 from the hope scholarship and that's roughly $15,500/ year. That's about right as at UT orientation they said to estimate around 20k per student for in-state students. That is before any scholarships.
 
#79
#79
what the hell does $2050 in transportation expense supposed to mean and why is it figured in to the overall cost for an IN STATE student?
 
#80
#80
rjd970 said:
Do you think market rates are where they should be right now?
Click to expand...

Most have no idea how much pharmacy influences rates. If deductibles and copays were a little higher, and pharmacy benefits were limited the costs would come down immediately.

Health care costs are definitely soaring, but we don't need a nuclear option to address the issue.
 
#82
#82
emainvol said:
Hell, that's with relatively inexpensive rent and bills every month. I am pretty sure that I could survive on just below 10,000 a year with my current arrangements, if I was not in school and I still maintained a decent social life on weekends, hell I went the last six months of last year without a job and got by pretty well. Luckily enough for me, slinging liquor is a fairly well paying outfit, or my new found golf habit would die quickly.



At UT?
Click to expand...

No at MTSU. This includes all the labs, flight time and other expenses in the aerospace program. He wants to be a pilot. It is amazing, the first year there will most likely be the most expensive. It is a very expensive program.
 
#85
#85
Brewerw said:
I underestimated, but you could get by with under 17k per year annually.

The collegeboard estimates this...

in-state tuition and fees: $6,250
Room and board: $6,888
Books and supplies: $1,326
Estimated personal expenses: $3,104
Transportation expense: $2,050

Subtract 4000 from the hope scholarship and that's roughly $15,500/ year. That's about right as at UT orientation they said to estimate around 20k per student for in-state students. That is before any scholarships.
Click to expand...

Yeah, that all looks about right. I'm certainly not bitching, my total aid package (scholarships, grants and loans) comes out to be just north of 18,000. I have about 1000 in out of pocket expense this year. Much better than last year.
 
#86
#86
emainvol said:
Yeah, that all looks about right. I'm certainly not bitching, my total aid package (scholarships, grants and loans) comes out to be just north of 18,000. I have about 1000 in out of pocket expense this year. Much better than last year.
Click to expand...
awesome. More hooker cash. I'm all about it.
 
#88
#88
MG1968 said:
but, again, why is that being calculated into the cost of attending MTSU?
Click to expand...

I think the cost of attendance is a guideline, so you have some idea of how to budget. Look at it more like cost of living while attending MTSU.
 
#90
#90
I hear that there has been a provision put in the bill that would allow members of congress to keep their current health care coverage. From what I understand there is also a measure that benefits the unions. Meanwhile they are trying to rush this bill through so Americans will not know what is in it until it has passed.

I have to ask myself, why would lawmakers want to make sure they keep their health coverage instead of lumping themselves in with all the riffraff? Because they know it is garbage and they don't want any part of it. Sounds a little hypocritical to me!
 
#91
#91
Obama flat out lied about this on the campaign trail. McCain's plan to tax healthcare benefits provided by employers is one of, if not the biggest, issue I had with him on this topic. It looks like Obama is going to do the same thing now even though he said he wouldn't, has said taxing current coverage people have is on the table, and the top 1% are getting screwed over the most over this.

Personally, this healthcare crap he is pushing is the biggest problem I have with him at the moment. The fact that the unions may benefit now makes it even worse than it was before, if you can believe that.
 
#92
#92
a "cold that has lasted for 2 weeks" does not constitute an emergency by any stretch of the imagination.

Toledo is large enough that i'm sure they have a public health department, and like all other public health departments they see walk-ins.

ERs are often abused by patients with non-emergent conditions because they are convenient, unlike the health clinic which may close at 5pm and have evening hours only one or two days a week.

615 Vol said:
If everyone agrees that UHC sucks than what would need to happen to make health care affordable for the average joe or for the small business owner to provide it?

Would tort reform for medical malpractice help?
Click to expand...

imo if any substantive improvement in health care delivery in the USA is to be accomplished, there are many factors that need to be addressed as it is a very complex problem. tort reform is crucial as defensive medicine runs up astonishing costs that we all are paying for.
 
#93
#93
615 Vol said:
If everyone agrees that UHC sucks than what would need to happen to make health care affordable for the average joe or for the small business owner to provide it?

Would tort reform for medical malpractice help?
Click to expand...

I think you're asking a question for a problem that does not exist. I believe the average joe can afford healthcare but chooses not to take responsibility for it. The average joe wants to spend his money on everything except taking care of his healthcare costs and then wants to throw a tantrum about how he can't afford it when a healthcare problem presents itself.
 
#95
#95
I heard a guy named John Goodman on Hugh Hewitt or one of those shows the other day... he was saying that there is a lot of turnover in the rolls of the "uninsured"... I forget the percentage, but the point was that many people who are uninsured soon become insured...

I was expecting more info on his blog....

http://www.john-goodman-blog.com/
 
#96
#96
Daddy Gee said:
I heard a guy named John Goodman on Hugh Hewitt or one of those shows the other day... he was saying that there is a lot of turnover in the rolls of the "uninsured"... I forget the percentage, but the point was that many people who are uninsured soon become insured...

I was expecting more info on his blog....

http://www.john-goodman-blog.com/
Click to expand...

The number stays relatively constant but it's not the same individuals.

I fit this mold in my 20s. I went without for about a year between jobs and finally realized I needed to buy a catastrophic plan. A year later I switched jobs and got insurance through them.

Importantly, when I was uninsured it was by choice. I could have buckled down and paid for it but I didn't see the need.
 
#97
#97
the guy was good on the radio, but his blog is pretty sparse? I want to say the number that he threw out was 80-90% turnover from period to period on the uninsured...

I think a lot of younger people make the choices you described...
 
#98
#98
volinbham said:
The number stays relatively constant but it's not the same individuals.

I fit this mold in my 20s. I went without for about a year between jobs and finally realized I needed to buy a catastrophic plan. A year later I switched jobs and got insurance through them.

Importantly, when I was uninsured it was by choice. I could have buckled down and paid for it but I didn't see the need.
Click to expand...

i read that there is a lot of turnover in people who don't and have insurance. also there is a great number of people who chose not to have healthcare because they can afford the surgery. the whole 42 million is a scam number.
 
#100
#100
joevol320 said:
i read that there is a lot of turnover in people who don't and have insurance. also there is a great number of people who chose not to have healthcare because they can afford the surgery. the whole 42 million is a scam number.
Click to expand...

Just how many people out of that 42 million can afford to pay out of pocket for surgery and day to day health care? I would think it would be under 2%.
 
New posts
You must log in or register to reply here.

VN Store



Back
Top