If Healthcare passes today....

#102
#102
The thread title should be changed to "When Health care reform passes today."
 
#103
#103
g8terh8ter_eric said:
Yet, there are programs out there from private insurance companies that help out these people all the time, IF they choose to look. It's a lot easier to just ***** about something than to actually take the situation in to your own hands and go look for some insurance.
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Just hope you don't have a pre-existing condition or don't make much money...
 
#104
#104
thekicker33 said:
No doubt personal responsibility comes into play... But it sure as heck doesn't hurt that EVERYBODY has access to health insurance
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Everyone does have access, but they just don't want to look very far and they don't want to put in the time to compare rates and understand what they are buying.
 
#106
#106
g8terh8ter_eric said:
Everyone does have access, but they just don't want to look very far and they don't want to put in the time to compare rates and understand what they are buying.
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FALSE... pre-existing conditions screw a lot of people over. People without much money can't afford health insurance
 
#107
#107
thekicker33 said:
Just hope you don't have a pre-existing condition or don't make much money...
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I would be willing to bet that I could find an insurance company that would be willing to work with me, IF I picked up the phone and called everyone I could and talked with the right people. I don't have a give up mentality.
 
#108
#108
thekicker33 said:
FALSE... pre-existing conditions screw a lot of people over. People without much money can't afford health insurance
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I know for a fact that you can get insurance with pre-existing conditions, if you are willing to shop. Some people don't want to take the time to find those companies though. There are companies out there that work with people like that everyday.
 
#109
#109
thekicker33 said:
No, I'm one of those that know there are hard workers out there that don't have health insurance because their companies don't provide it... Without help from somewhere, health insurance will put the average american in debt.

Trust me, if i wasn't married, I'd be up the creek as far as insurance goes.
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So your wife has a job that has insurance! And you do alittle, so what you are telling us that you are basically a stay at home mom!
 
#110
#110
g8terh8ter_eric said:
I would be willing to bet that I could find an insurance company that would be willing to work with me, IF I picked up the phone and called everyone I could and talked with the right people. I don't have a give up mentality.
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Then you'd be bankrupt if you're like the average american
 
#112
#112
thekicker33 said:
Then you'd be bankrupt if you're like the average american
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Yeah, the average American has a car payment, a computer payment, student loans, a mortgage, a TV payment, credit cards maxed out. So, I'm trying not to be normal, and if everyone took that stance, everything would be soooooooo much more affordable.
 
#113
#113
g8terh8ter_eric said:
See though, there are programs to take care of the lower income people, without making America as a whole, pay for it. Insurance companies are free to do as they please, and honestly, I think that's the way it should be. Also, people get healthcare everyday that don't have insurance, and they get more of a discount paying cash, than do the insurance companies paying the hospitals once your insurance takes over. If people want cheaper healthcare, I can think of Four BIG options that would lead to more affordable healthcare...

1. Open up healthcare and health insurance to be interstate commerce. Competition always makes for better prices.

2. Inform people that higher deductibles can lower insurance premiums. If you don't use healthcare that much, then don't pay for the program has the lower deductibles. Perfect example, my wife and I recently went to a $6,000 deductible and it lowered our premium from $320 a month to $146 a month. That's almost $200 a month in our pockets because we don't use it that much, but we have the coverage if it's there.

3. Don't use OVER use healthcare. There are some people that will go to the doctor for any reason and clog up waiting rooms to get a doctor to tell them to take some Tylenol. If people don't overwhelm it, it works better and prices come down because the demand is smaller and they have to equal it out.

4. Become fiscally responsible. It you eat too much, smoke, drink, have credit cards maxed out, or owe for a car, STOP BUYING STUFF and get yourself some health insurance and stop expecting people to provide it for you.

Until we as American's stop thinking healthcare is a right and something we use like toilet paper, they will continue to stick it to us, and no government mandates with keep them from doing so.
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A bump for everyone who missed it.
 
#119
#119
I know this is probably a silly question, but can someone tell me who determines the costs for medicine and medical procedures? I am doubting it is insurance companies, so need to know how this is going to "control" costs. That whole making the doctor out to be the bad guy was never going to work for the Obamaites though, had to pick a better target.
 
#120
#120
allvol123 said:
I know this is probably a silly question, but can someone tell me who determines the costs for medicine and medical procedures? I am doubting it is insurance companies, so need to know how this is going to "control" costs. That whole making the doctor out to be the bad guy was never going to work for the Obamaites though, had to pick a better target.
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As far as I know, it's the hospitals that set the costs, just like any other business with services.
 
#122
#122
allvol123 said:
I know this is probably a silly question, but can someone tell me who determines the costs for medicine and medical procedures? I am doubting it is insurance companies, so need to know how this is going to "control" costs. That whole making the doctor out to be the bad guy was never going to work for the Obamaites though, had to pick a better target.
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I would say first pharmaceutical companies, then passed onto hospitals.
 
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