OWH's Topic That Will Never Die XXI

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#11,728
#11,728
So, hubby ordered the kit to fix my car last night and paid for overnight shipping. Youngest son just picked it up to drive it to work tomorrow and evacuate the freon for me. He's also gonna read the code for the check engine light (which conveniently came on driving home today since I need to do the emissions test so I can renew my tag this month). He'll drive it back to my house tomorrow and hubby will start working on it. I'll feed son and daughter-in-love dinner and the grandbaby dinner. Then whichever day hubby gets done, son will pick it up again and charge it with freon at work. I just have to pay for parts since he'll do it after work, off the clock. I am SO appreciative!!!!!
 
#11,730
#11,730
vollygirl said:
So, hubby ordered the kit to fix my car last night and paid for overnight shipping. Youngest son just picked it up to drive it to work tomorrow and evacuate the freon for me. He's also gonna read the code for the check engine light (which conveniently came on driving home today since I need to do the emissions test so I can renew my tag this month). He'll drive it back to my house tomorrow and hubby will start working on it. I'll feed son and daughter-in-love dinner and the grandbaby dinner. Then whichever day hubby gets done, son will pick it up again and charge it with freon at work. I just have to pay for parts since he'll do it after work, off the clock. I am SO appreciative!!!!!
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Awesome.
 
#11,732
#11,732
Whew, long day. However I did win Salesman of the month for July and I'm back to action in August with another sale.

3 more new Mazdas and I am eligible for their bonus program which gives me $25 a car for each new Mazda sold. Used to not have to qualify for it, but now you have to sell 10 new Mazdas in a quarter. By my rough calculations it saved Mazda about 4.5 million. I think it's a crappy place to shave money. That said if that 4.5 million goes towards R&D and the growth of the company then I am all for it.

I full expect to see all high ranking Mazda officials get a hefty pay raise.

Anyone know about high yield savings accounts? I want to put my money to work.
 
#11,733
#11,733
"High yield" savings account aren't that great IMO (depending on how much money we're talking). Better off with a CD.
 
#11,734
#11,734
Yankee_Vol said:
"High yield" savings account aren't that great IMO (depending on how much money we're talking). Better off with a CD.
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I appreciate the suggestion I would not mind putting a grand or so into a CD. I also need to go ahead and do a Roth IRA since the 401k at work stinks. What about investing and mutual funds?
 
#11,736
#11,736
Damn, the best CD's only have an apr of 1.25% interest. So for my $2000 over 12 ,moths I will only add $25. Not sure if that's worth the loss of liquidity.
 
#11,740
#11,740
Nerd-Vol said:
Damn, the best CD's only have an apr of 1.25% interest. So for my $2000 over 12 ,moths I will only add $25. Not sure if that's worth the loss of liquidity.
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If your going that route don't waste your time. Invest in joevol enterprises! You won't get anything back, but I'll have fun.
 
#11,743
#11,743
joevol33 said:
If your going that route don't waste your time. Invest in joevol enterprises! You won't get anything back, but I'll have fun.
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Do I at least get weekly photos from a joevol in need enjoying my contributions? I just want to know that my money is going towards the benefits of a middle class American.
 
#11,744
#11,744
Nerd-Vol said:
Aww shucks... :blush:

I'm just trying to keep myself from wasting money on eating out and fancy beers. Outside of that I don't really have fancy tastes.
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You're driven, accomplished, responsible....you're doing everything right. I know your family is proud.
 
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#11,746
#11,746
Nerd-Vol said:
Damn, the best CD's only have an apr of 1.25% interest. So for my $2000 over 12 ,moths I will only add $25. Not sure if that's worth the loss of liquidity.
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You're loosing money based on inflation. I would stay away from any cd of savings account for long term.

I would suggest to get you a 3-6 month emergency fund in a savings account or somewhere with easy access (can buried in the yard works too). Then start stashing as much as you can into a Roth IRA. You can go through Vanguard, Fidelity, Charles Swhab, among others. You can choose the mutual funds inside the Ira that you want to invest in.
 
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#11,748
#11,748
jhen713 said:
You're loosing money based on inflation. I would stay away from any cd of savings account for long term.

I would suggest to get you a 3-6 month emergency fund in a savings account or somewhere with easy access (can buried in the yard works too). Then start stashing as much as you can into a Roth IRA. You can go through Vanguard, Fidelity, Charles Swhab, among others. You can choose the mutual funds inside the Ira that you want to invest in.
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Thanks!

That pretty much sounds like my dear mother has told me. Continue to save up until I have 3 months emergency money built up then start investing.

Based on that, I need to save up for a few more months, until I can start saving appropriately.
 
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#11,750
#11,750
Mamma knows...

The earlier you start saving, the less you have to save. The numbers are crazy. Plus, a Roth account grows tax free and you've already paid taxes on what you put in.
 
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