Random, Thoughts, X,XXIV

#30,527
#30,527
82_VOL_83 said:
I've never had the least bit of trouble with mine. But yes, it requires some amount of knowledge and self control to run in the snow. My 2002 Xterra was the best 4WD vehicle I have ever owned. 4wd in bad conditions does not equal idiot.
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The problem with 4x4 and snow in Chattanooga is the temperature. When it’s cold as **** the ice stays frozen and it’s no problem. Most of the time it’s 31 degrees so there’s a thin layer of water on all the ice which makes it impossible for anything to drive on 4x4 or otherwise. Think about trying to drive on polished concrete with a layer of motor oil on it.
 
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#30,528
#30,528
Orangeslice13 said:
The problem with 4x4 and snow in Chattanooga is the temperature. When it’s cold as **** the ice stays frozen and it’s no problem. Most of the time it’s 31 degrees so there’s a thin layer of water on all the ice which makes it impossible for anything to drive on 4x4 or otherwise. Think about trying to drive on polished concrete with a layer of motor oil on it.
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Been there and done it. Was not fun at all. Ice storm in Dec 83 I got about a mile past the 321 exit on 40 going east and came to a complete stop on a half inch of ice. Drove through the median in a flat spot, back to the exit, through Oak Ridge and to the Solway bridge. It was closed so I had to spend the night with an old girlfriend. GVG was PISSED since she was waiting on me to pick her up. She slept at their computer store. Picked her up the next morning. All this in a Mazda 626 manual front wheel drive. It can be done but seconds become hours. Anything more than a crawl and you are done.
 
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#30,529
#30,529
Tin Man said:
I have a 4wd vehicle and the sense not to venture out in hazardous road conditions.

If you want a motorized sled in which to put your life in jeopardy, a rear wheel drive car produced in the US in the ‘70s is a good ‘un. A Chrysler Cordoba comes to mind (fine Corinthian leather).
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Hey my parents had a Chrysler Cordoba in the late 70's, it was a beautiful Forrest green
With matching leather inside and a white leather top.
 
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#30,536
#30,536
82_VOL_83 said:
Been there and done it. Was not fun at all. Ice storm in Dec 83 I got about a mile past the 321 exit on 40 going east and came to a complete stop on a half inch of ice. Drove through the median in a flat spot, back to the exit, through Oak Ridge and to the Solway bridge. It was closed so I had to spend the night with an old girlfriend. GVG was PISSED since she was waiting on me to pick her up. She slept at their computer store. Picked her up the next morning. All this in a Mazda 626 manual front wheel drive. It can be done but seconds become hours. Anything more than a crawl and you are done.
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You're married!!
 
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#30,539
#30,539
Dammit. Wally World won't let me place my online order for grocery pickup. I don't want to go into that hell hole. A little snow and now their pickup system is all screwed up.
 
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#30,541
#30,541
It's a little cold up in here, but I am staying warm and I think that the Lord just wanted everyone to slow down for a minute and spend time with their family. Anyway it's 1 degree here and I am warm with some good food so I am thankful for that :) And the ice fog put on a sparkly show this morning!
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#30,545
#30,545
There was a time when mutual companies dominated insurance. The companies were owned by the insured. Well managed ones thrived. Rates and customer service were good, employees received fair wages, all benefited.

In the early 80s, rules & regulations were changed to favor the stock ownership model. The interests of the insured are contrary to the interests of ownership. Fundamentally, relationships are adversarial. Yet, the stock ownership model dominates the industry.

Today, mutual companies are rare but are among the highest rated for financial strength and customer service (e.g. USAA, Amica). After four decades, most consumers don’t comprehend the fundamental difference between stock and mutual models. It means little in their decisions.
 
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#30,550
#30,550
Tin Man said:
There was a time when mutual companies dominated insurance. The companies were owned by the insured. Well managed ones thrived. Rates and customer service were good, employees received fair wages, all benefited.

In the early 80s, rules & regulations were changed to favor the stock ownership model. The interests of the insured are contrary to the interests of ownership. Fundamentally, relationships are adversarial. Yet, the stock ownership model dominates the industry.

Today, mutual companies are rare but are among the highest rated for financial strength and customer service (e.g. USAA, Amica). After four decades, most consumers don’t comprehend the fundamental difference between stock and mutual models. It means little in their decisions.
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Ha, I get those checks from Amica. A couple of times I thought they were just junk mail ads, and I almost threw them away.
 
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