Recruiting Football Talk VII

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Wait till you get that damn thing paid for---best feeling in the world. If I could pass on any advice, it would be to finance a home for 15 years instead of thirty.

That's the best advice in the world. Trust me
Actually better to finance it at 30 but pay at 15 with all payment $$ going to principalā€¦that way, if you have unexpected expense, you can drop to the original payment and not get ā€œbehindā€ā€¦
 
Actually better to finance it at 30 but pay at 15 with all payment $$ going to principalā€¦that way, if you have unexpected expense, you can drop to the original payment and not get ā€œbehindā€ā€¦
If you're disciplined enough not to let anything and everything be an unexpected expense.
 

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Where would the SEC be when compared to professional leagues?

I'm not following your point. They wouldn't compare to the NBA but are better than pretty much every other professional league.

I'm aware that NBA summer ball is not very good but there are a bunch of guys who were elite in college and haven't broken through into a regular role in the NBA.
 
Actually better to finance it at 30 but pay at 15 with all payment $$ going to principalā€¦that way, if you have unexpected expense, you can drop to the original payment and not get ā€œbehindā€ā€¦
Thatā€™s what we did. We refinanced to 20 years at a much lower interest rate, but then paid it off early.

Good solid advice.
 
Actually better to finance it at 30 but pay at 15 with all payment $$ going to principalā€¦that way, if you have unexpected expense, you can drop to the original payment and not get ā€œbehindā€ā€¦
Yup, when I was a mortgage officer, this was a major point of advice I personally gave to a lot of folks.

Yes, you'll pay a bit more in interest, but for those close on cash flow metrics, it can be very well worth it. Better than ending up in a bind and losing your house.

Just make sure you can pay down early with no fees and then set up your payments to pay it off early. And the way many book payments, you'll often be considered paid ahead by 1 payment in case of a major bind.
 
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Actually better to finance it at 30 but pay at 15 with all payment $$ going to principalā€¦that way, if you have unexpected expense, you can drop to the original payment and not get ā€œbehindā€ā€¦

Best to finance at 30 and use ā€œsavedā€ cash flow to invest in more property šŸ˜
 
Internal dialogue is a sign of intelligence. Possibly schizophrenia, as well.

Yeah, when your internal dialogue also has it's own internal dialogue or buddies that it dialogues with then it's probably time to seek help. Both of my parents are/were schizophrenic and they actually make/made the football forum look logical.
 
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You do realize that Georgia Tech used to be a member of the SEC. Right?


Well, one of my late night rants that was posted that same night referenced GT as being a good fit 50+ years ago but not now....so yeah, I'm aware. Honestly, GT might have still been a fit up until the 90's.

But what's your point? They definitely add nothing but academic prestige at this point. They are decent at baseball but even Vandy is better. What do they offer that would make the SEC want to give them a cut of our TV money deal?
 
Well, one of my late night rants that was posted that same night referenced GT as being a good fit 50+ years ago but not now....so yeah, I'm aware. Honestly, GT might have still been a fit up until the 90's.

But what's your point? They definitely add nothing but academic prestige at this point. They are decent at baseball but even Vandy is better. What do they offer that would make the SEC want to give them a cut of our TV money deal?
Nothing. Your comments just made it appear that you didn't realized GA Tech used to be in the SEC.
 
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