should people on food stamps be shopping at farmers markets or own homes?

#51
#51
The problem I have is the possibility of fraud. Much easier to scam the system at a farmers market vs walmart. Imo
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#53
#53
droski said:
god has anyone heard of saving money so that if you lose your job you aren't out on the street?
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Try raising a family of 4 on $580.00 per week before taxes and see how much you can save.

Thank God, I'm not one of them, but there are millions of families living on that type income.
 
#54
#54
vollygirl said:
You don't think people eating processed foods has an effect on their health?
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You said - the inability to afford fresh fruits and veggies is part of our healthcare problem. That is what I am stating is inaacurate.

Most people that do not have fresh fruits and veggies are making the choice not to have them. Of the ones that truly can't afford them, I'd say that number is so small that it is not contributing to our healthcare "problem".
 
#55
#55
UT IE 95 said:
I say a lender requiring you to put 10% down is the real scam.
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you obviously have not been searching for credit in the past 18 months.

Vols378 said:
Try raising a family of 4 on $580.00 per week before taxes and see how much you can save.

Thank God, I'm not one of them, but there are millions of families living on that type income.
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i wouldn't have a family of 4 if i only made $580 a week.
 
#56
#56
allvol123 said:
You said - the inability to afford fresh fruits and veggies is part of our healthcare problem. That is what I am stating is inaacurate.

Most people that do not have fresh fruits and veggies are making the choice not to have them. Of the ones that truly can't afford them, I'd say that number is so small that it is not contributing to our healthcare "problem".
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I just don't agree. That's all.
 
#57
#57
droski said:
you obviously have not been searching for credit in the past 18 months.
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You got me there.

But I drive by new home construction sites and see plenty of zero down offers just so the builders can unload them. Maybe the down payments are subsidized by the builders or they are carrying the loan. IDK.
 
#59
#59
droski said:
i wouldn't have a family of 4 if i only made $580 a week.
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yeah we can't start thinking that way since it makes too much sense.

droski said:
there's zero research to suggest that canned vegetables are worse for you than fresh ones.
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in fact, many times I enjoyed the ones my great-grandmother put away more than fresh ones
 
#60
#60
UT IE 95 said:
You got me there.

But I drive by new home construction sites and see plenty of zero down offers just so the builders can unload them. Maybe the down payments are subsidized by the builders or they are carrying the loan. IDK.
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yup. no way you can call up bank of america (or whatever) and get a zero down loan. 15% down if you are lucky. that is part of the reason why the housing market is in the toilet.
 
#61
#61
utvolpj said:
in fact, many times I enjoyed the ones my great-grandmother put away more than fresh ones
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agreed. i eat canned beans and tomatoes all the time (usually cost less than $1 per can) and i can afford the fresh ones.
 
#62
#62
droski said:
there's zero research to suggest that canned vegetables are worse for you than fresh ones. or at least worse for you enough that i should give a crap about it.
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Now there's an intelligent response. :good!:
 
#64
#64
anyone else notice that she's getting $606. are you really going to tell me she needs that much money to feed her kids? i don't spend a 1/3 of that on groceries a month.
 
#65
#65
Vols378 said:
Try raising a family of 4 on $580.00 per week before taxes and see how much you can save.

Thank God, I'm not one of them, but there are millions of families living on that type income.
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Why is it so non-PC to say this:

"If you can't afford a family... don't have a family"?

I understand that people view procreation as a right, but where is/should be the cutoff point?
 
#66
#66
UT IE 95 said:
I say a lender requiring you to put 10% down is the real scam.
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And why would that be a scam? Is asking a potential home buyer to put a little good faith money on the front end too much to ask? By doing this they also show the lender that they are responsible with their money and know the concept of saving for personal needs. It is a very good indicator that the loan they are being asked to make will be a good decision.
 
#67
#67
droski said:
anyone else notice that she's getting $606. are you really going to tell me she needs that much money to feed her kids? i don't spend a 1/3 of that on groceries a month.
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I have two kids in a family of 4 and I spend way more than $600 a month on groceries. No kidding.
 
#68
#68
Vols378 said:
Try raising a family of 4 on $580.00 per week before taxes and see how much you can save.

Thank God, I'm not one of them, but there are millions of families living on that type income.
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It may sound harsh but if you are having to live on a budget of $580.00 per week and you are struggling perhaps having children, much less two is not a wise decision in the first place.
 
#69
#69
droski said:
anyone else notice that she's getting $606. are you really going to tell me she needs that much money to feed her kids? i don't spend a 1/3 of that on groceries a month.
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To be fair, you alone? Or do you spend that much on yourself and a SO and a kid or two?

My wife and I spend about $250/month on groceries, and I think we eat pretty well. Most of that admittedly goes to meats and beer... which are definitely not necessities and I would not be buying if I was out of a job.

I ate healthily through college on about $50/month.
 
#70
#70
UT IE 95 said:
I have two kids in a family of 4 and I spend way more than $600 a month on groceries. No kidding.
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as would i if i had a family of 4, but i'm not on public assistance. i imagine you buy a lot of things you coudl do without.
 
#71
#71
UT IE 95 said:
You got me there.

But I drive by new home construction sites and see plenty of zero down offers just so the builders can unload them. Maybe the down payments are subsidized by the builders or they are carrying the loan. IDK.
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This is the most likely scenario.
 
#72
#72
DC Vol said:
To be fair, you alone? Or do you spend that much on yourself and a SO and a kid or two?

My wife and I spend about $250/month on groceries, and I think we eat pretty well. Most of that admittedly goes to meats and beer... which are definitely not necessities and I would not be buying if I was out of a job.

I ate healthily through college on about $50/month.
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myself and a SO.

that's my point. she isn't supposed to be replacing what she would spend if she were upper middle class. she is supposed to be replacing what she would spend if she was lower middle class. that means no brand name cereals, meat on sale, canned vegetables, rice, beans, and maybe a 12 pack of natty light.
 
#73
#73
KB5252 said:
And why would that be a scam? Is asking a potential home buyer to put a little good faith money on the front end too much to ask? By doing this they also show the lender that they are responsible with their money and know the concept of saving for personal needs. It is a very good indicator that the loan they are being asked to make will be a good decision.
Click to expand...

The mortgage company digs into your finances enough to know your risk of defaulting. All the down payment does is increase their account balance.
 
#75
#75
UT IE 95 said:
The mortgage company digs into your finances enough to know your risk of defaulting. All the down payment does is increase their account balance.
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your finances aren't relavant if you owe far more on the house more than it's worth. many bail (and have bailed) in that situation even if they can afford the mortgage. are you not aware we are in a housing crisis?
 
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