All things STOCKS

[Go aeiou]

I-bonds.

Buying in SEP-IRA account.
Also a limit on I bonds.

 

[Velo Vol]

Brokered CDs at Vanguard: You can expect a little less(.1%) + -. CDs are insured.
Treasuries are typically in the same ball park.

My thinking is that maybe in a month or two stocks may be more attractive, so I'm not necessarily looking to lock money up for a year or more. I could be wrong.

 

[mrorange211]

Does not bode well for PCE numbers tomorrow.

 

[Go aeiou]

My thinking is that maybe in a month or two stocks may be more attractive, so I'm not necessarily looking to lock money up for a year or more. I could be wrong.

It's really about where you are in life and your needs. I only had a regular job for about 8 years. Otherwise I lived on a irregular income so I had to keep cash or near cash available
I didn't tie up money in bonds before the age of 60+. But money markets used to pay decent interest, and I invested cash in stocks and mutual funds.
But CDs and Treasuries finally pay decent interest, and there is no risk.

 

[Deathandtaxes]

I don't think I would trust any real estate stocks for a while. They probably just bounced with the general market. It happens.

So buy puts?

 

[norrislakevol]

So buy puts?

I have no experience in those at all. They sound rosey, but what sounds more rosey to me is to buy stocks on the cheap near the bottom. We aren't there yet IMO.

 

[Velo Vol]

It's really about where you are in life and your needs.

I'm "young" enough to be mostly stocks, especially if we have a big selloff.

Are "no penalty" CDs a newish thing? Or have I simply not been paying attention?

 

[Go aeiou]

I'm "young" enough to be mostly stocks, especially if we have a big selloff.

Are "no penalty" CDs a newish thing? Or have I simply not been paying attention?

Early redemption of a CD = penalty. I don't use money that I might need to buy CDs.
When I say no risk I mean they are insured by the govt. Treasury is a govt instrument.

 

[Velo Vol]

Early redemption of a CD = penalty. I don't use money that I might need to buy CDs.

My understanding is that these don't deduct your interest for early redemption.

No-Penalty CDs: What They Are And How They Work | Bankrate

 

[Velo Vol]

 

[Firebirdparts]

I definitely got caught on the wrong side of that one. Sold a CCL put near the the money, got assigned, and wasn't quite satisfied to sell with all the downdrafts last week, so I just held through earnings. It's only 100 shares, so really just couch money, but obviously wish I had my couch money back.

 

[Ernest T. Vol]

Ugly day, ugly month, ugly quarter, ugly year. Just damned ugly.

 

[Velo Vol]

 

[Velo Vol]

Makes you wonder how much more selling there can be?

 

[Carp]

Wow. It's really, really ugly out there. I haven't been doing much, but wow.

 

[mrorange211]

The US would piss off our European allies. It’s not worth it.

Ukraine and Germany don’t make sense. Germany needs it. Ukraine is allowing others to flow over their territory. Russia. Russia. Russia. Pootin is unstable enough to do it.

 

[Big Orange#1]

Black swan coming soon?

 

[mrorange211]

I've been watching all day. Combined with an unscheduled FED mtg Monday out of nowhere? hmmm

 

[Velo Vol]

I think we can all agree that this isn't sustainable. I don't know about any imminent damage.

 

[Velo Vol]

 

[mrorange211]

The problem here is that after 2008 all bets are off. The onetary policy of the FED completely changed and QE didn't really stop until last month. We've have ONE MONTH of QT in September and look what happened.

I want to be hopeful. I'm not that old and would love returns like those posted in the chart above.

 

[Velo Vol]

This doesn't seem so good for next year.

 

[walkenvol]

The problem here is that after 2008 all bets are off. The onetary policy of the FED completely changed and QE didn't really stop until last month. We've have ONE MONTH of QT in September and look what happened.

I want to be hopeful. I'm not that old and would love returns like those posted in the chart above.

I might jinx you with this, but having lived through the dot.com bubble and the financial/ housing bubble I think it’s wise to take a capital preservation strategy atm until things shake out. All the retail market sellers and news providers tend to paint an overly optimistic outlook. It’s also human nature to keep chasing big returns when you’ve enjoyed several years of success. Doesn’t take a genius to look around and see there’s a lot of things in this country that are bat **** crazy right now starting with our political leadership. War and an impeding energy crisis in Europe. Inflation (especially food prices) is the highest I can recall and does anyone really believe the prices will fall in the future? Challenging times for investing for sure.

 

[Firebirdparts]

Having lived through the Y2K one, I gotta tell you that really hurt. And of course what's missing in that chart is 8 years out you're back in the hole. But one thing's for sure; nobody was talking about stocks being overvalued.

What we observed in 2008 is that if you allow adult supervision to occur, the sovereign banks are very competent at emergency management. The investment banks (which are the causes of the emergencies) are like your retarded cousin who is also drunk. So normally, in my lifetime, the adult supervision always has gotten the upper hand.

 

[mrorange211]

I might jinx you with this, but having lived through the dot.com bubble and the financial/ housing bubble I think it’s wise to take a capital preservation strategy atm until things shake out. All the retail market sellers and news providers tend to paint an overly optimistic outlook. It’s also human nature to keep chasing big returns when you’ve enjoyed several years of success. Doesn’t take a genius to look around and see there’s a lot of things in this country that are bat **** crazy right now starting with our political leadership. War and an impeding energy crisis in Europe. Inflation (especially food prices) is the highest I can recall and does anyone really believe the prices will fall in the future? Challenging times for investing for sure.

I've been white knuckling 95% of my capital since I posted here around May 1. I've missed some bounces, but I just don't feel comfrotable investing with this macro environment. I know you are "supposed" to leave it in through thivk and thin, but I think I know more (not by much) than the regular investor who just invests in an ETF cause google says so.