Recruiting Forum Football Talk IV

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#93,555
#93,555
99Vol said:
What’s wrong with your 401k? Anyone not maxing out contributions each year is losing an insane amount of $ in the long run. And most any 401k portfolio has been printing money for awhile…
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My wife and I both max out ours every year. After 15 years it really adds up. 💰💰
 
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#93,556
#93,556
jave36 said:
Aranda has already proven to be a defensive guru. Like you said, don't evaluate a coach on a short period of time.

Also, they were top ten in defensive efficiency in 18/19, so you can't really even say those years were bad.
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Well, I said don't evaluate a coach based on one year.

I know he has the rep of being an excellent DC. But all I know is his first year at LSU his defense was top10, then dropped each of the next 3 years all the way down to the 30s his last year. I'm sure it's not that simple, but if he's as good as his reputation does he allow it to drop that much 3 years in a row?
 
#93,557
#93,557
Cosmo Kramer said:
My plan is to retire at 55. Hope it happens
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I’m looking at 57, I’ve got 18 years in a pension and a 401k. They’ve recently decided to reduce their contributions to the pension (still contributing but not as much) which bummed me out but they gave us 12% in our 401k and we can contribute as much as we want. So we’ll see I guess
 
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#93,561
#93,561
Cosmo Kramer said:
My plan is to retire at 55. Hope it happens
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both my wife's parents did.

My parents, did not. Dad is still working, at 80.

My plan, since trickle down economics works so well, is to use my Fly Fishing Guide certification through Orvis to supplement income. And to take a step back. Maybe shoot some stuff.
 
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#93,565
#93,565
99Vol said:
What’s wrong with your 401k? Anyone not maxing out contributions each year is losing an insane amount of $ in the long run. And most any 401k portfolio has been printing money for awhile…
Click to expand...
I have no idea what that means. Printing money?

Ive spoken with financial advisors, who says its healthy. RoR is between 13-17%.

I contribute about 18-20%, of course after tax.
 
#93,566
#93,566
VOLSONLY said:
I’m looking at 57, I’ve got 18 years in a pension and a 401k. They’ve recently decided to reduce their contributions to the pension (still contributing but not as much) which bummed me out but they gave us 12% in our 401k and we can contribute as much as we want. So we’ll see I guess
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Sounds like you are close. Congrats! 12% is really great. Depending on your age and salary that may already max you out on contributions. Not a bad thing and you have some decision making in where that contribution goes…
 
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#93,568
#93,568
Glitch said:
View attachment 425947
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tenor.gif

giphy.gif
 
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#93,570
#93,570
Glitch said:
I am waiting to hit my Retired Pay Eligibility Date in March 2036. Then I start drawing my military pension. 401k is gonna be my walking around money. I probably should do more but my oldest is a Junior in HS and her two sisters aren't far behind. Gonna need scholarships. Plus by the time the youngest graduates college the oldest will probably be wanting to get married. Kids is expensive pets.
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they are. glad you get that mil pension, well deserved.
 
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#93,572
#93,572
99Vol said:
Sounds like you are close. Congrats! 12% is really great. Depending on your age and salary that may already max you out on contributions. Not a bad thing and you have some decision making in where that contribution goes…
Click to expand...
Yea, the 12% goes into a traditional 401k, what I’m contributing is going into a pre tax. They’ve got folks that manage it for us for a small fee. I’ve just got to get my back to cooperate so I can finish my time out
 
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#93,574
#93,574
Jackcrevol said:
both my wife's parents did.

My parents, did not. Dad is still working, at 80.

My plan, since trickle down economics works so well, is to use my Fly Fishing Guide certification through Orvis to supplement income. And to take a step back. Maybe shoot some stuff.
Click to expand...

My father (74) could have afforded to retire about 15 years ago but he is still working 3 days a week. Different generation.
 
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#93,575
#93,575
Jackcrevol said:
I look at my 401K from time to time 😎 and then i'm all 🤢🤮
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I retired at 48. Got bored and now have two part time jobs. Work around 15 days a month and make more than when I worked 40 hours a week. Draw half my paycheck from retirement can’t touch 401 for another 4 year and 6 or 7 away from social security. I have it made.
 
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