Police shooting black man in the back ... again (Kenosha, WI)

#3,076
#3,076
k-town_king said:
So if someone say shoot me then you shoot them you shouldn't go to jail? You sure you want to take that position?
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Yes, I'm pretty sure he would go to jail. You are not allowed to avenge the first guy. Now if the kid Man was attacking people you could. Once he isn't a threat you can't kill him.
 
#3,077
#3,077
k-town_king said:
I need proof that is not what happened. All eye witness accounts say that is the case.
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Detective Cepress interviewed McGinnis and indicates the following: Before the shooting, McGinnis was interviewing the defendant. The defendant told McGinnis that he was a trained medic. McGinnis stated that he (McGinnis) has handled many ARs and that the defendant was not handling the weapon very well. McGinnis said that as they were walking south another armed male who appeared to be in his 30s joined them and said he was there to protect the defendant. McGinnis stated that before the defendant reached the parking lot and ran across it, the defendant had moved from the middle of Sheridan Road to the sidewalk and that is when McGinnis saw a male (Rosenbaum) initially try to engage the defendant. McGinnis stated that as the defendant was walking Rosenbaum was trying to get closer to the defendant. When Rosenbaum advanced, the defendant did a “juke” move and started running. McGinnis stated that there were other people that were moving very quickly. McGinnis stated that they were moving towards the defendant. McGinnis said that according to what he saw the defendant was trying to evade these individuals.
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McGinnis described the point where the defendant had reached the car. McGinnis described that the defendant had the gun in a low ready position. Meaning that he had the gun raised but pointed downward. The butt of the gun would have been at an angle downwards from the shoulder. McGinnis stated that the defendant brought the gun up. McGinnis stated that he stepped back and he thinks the defendant fired 3 rounds in rapid succession. McGinnis said when the first round went off, he thought it hit the pavement. McGinnis felt something on his leg and his first thought was wondering whether he had gotten shot. McGinnis was behind and slightly to the right of Rosenbaum, in the line of fire, when the defendant shot.​
McGinnis stated that the first round went into the ground and when the second shot went off, the defendant actually had the gun aimed at Rosenbaum. McGinnis stated he did not hear the two exchange any words. McGinnis said that the unarmed guy (Rosenbaum) was trying to get the defendant’s gun. McGinnis demonstrated by extending both of his hands in a quick grabbing motion and did that as a visual on how Rosenbaum tried to reach for the defendant’s gun. Detective Cepress indicates that he asked McGinnis if Rosenbaum had his hands on the gun when the defendant shot. McGinnis said that he definitely made a motion that he was trying to grab the barrel of the gun. McGinnis stated that the defendant pulled it away and then raised it. McGinnis stated that right as they came together, the defendant fired. McGinnis said that when Rosenbaum was shot, he had leaned in (towards the defendant).​
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At this point, as it relates only to Rittenhouse, Rittenhouse began running northbound on Sheridan Road, which was full of people who then chased after him and allegedly tried to attack him.
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I may be mistaken, but Im pretty sure this account is of the initial shooting.

Edit. This is from the link provided above by DEFENDTHISHOUSE.
 
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#3,079
#3,079
utvols88 said:
As someone who is in commercial insurance, most property ins EXCLUDES civil unrest. It's a separate coverage
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Bro..... you must be selling some cut rate BS. How long have you been selling commercial insurance!

Does Insurance Cover Riots and Looting?

So many people are asking — Does insurance cover riots and looting?
The answer: Yes, standard insurance policies usually cover damage that results from rioting, looting, vandalism, and/or civil commotion. This would include damage caused by rioters as well as damage caused by the reactions of police and civil authorities during a riot
 
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#3,080
#3,080
Carl Pickens said:
Bro..... you must be selling some cut rate BS. How long have you been selling commercial insurance!

Does Insurance Cover Riots and Looting?

So many people are asking — Does insurance cover riots and looting?
The answer: Yes, standard insurance policies usually cover damage that results from rioting, looting, vandalism, and/or civil commotion. This would include damage caused by rioters as well as damage caused by the reactions of police and civil authorities during a riot
Click to expand...

For now.
 
#3,081
#3,081
84Volfan said:
According to the witness McGinnis, Rosenbaum chased Rittenhouse around a car, eventually grabbing for the gun. If that is what happened it becomes self defense imo. We will see what the courts say.
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McGinnis described the point where the defendant had reached the car. McGinnis described that the defendant had the gun in a low ready position. Meaning that he had the gun raised but pointed downward. The butt of the gun would have been at an angle downwards from the shoulder. McGinnis stated that the defendant brought the gun up. McGinnis stated that he stepped back and he thinks the defendant fired 3 rounds in rapid succession. McGinnis said when the first round went off, he thought it hit the pavement. McGinnis felt something on his leg and his first thought was wondering whether he had gotten shot. McGinnis was behind and slightly to the right of Rosenbaum, in the line of fire, when the defendant shot.

McGinnis stated that the first round went into the ground and when the second shot went off, the defendant actually had the gun aimed at Rosenbaum. McGinnis stated he did not hear the two exchange any words. McGinnis said that the unarmed guy (Rosenbaum) was trying to get the defendant’s gun. McGinnis demonstrated by extending both of his hands in a quick grabbing motion and did that as a visual on how Rosenbaum tried to reach for the defendant’s gun. Detective Cepress indicates that he asked McGinnis if Rosenbaum had his hands on the gun when the defendant shot. McGinnis said that he definitely made a motion that he was trying to grab the barrel of the gun. McGinnis stated that the defendant pulled it away and then raised it. McGinnis stated that right as they came together, the defendant fired. McGinnis said that when Rosenbaum was shot, he had leaned in (towards the defendant).

The question will need to be answered whether Rosenbaum trying to get hold of the gun held in a "low ready" position by Rittenhouse was an act of self-defense itself, or whether Rittenhouse was justified in using deadly force against Rosenbaum who was presumably trying to keep the gun from being pointed at him.

IMHO it's all going to come down to Rittenhouse not being able to legally open carry at 17 and still doing so, and answering the question of whether or not there is enough evidence to support a claim that he was reasonably afraid of imminent death or great bodily injury at the moment he opened fire on Rosenbaum.
 
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#3,082
#3,082
hog88 said:
For now.
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when this crap breaks out, insurance companies put binding restrictions in place in order to prevent taking on any additional risks in the area. The same thing happens with approaching hurricanes, wildfires and etc.

I can see a scenario in which companies will start excluding it in certain metropolitan areas before they do away with it ......or start making businesses purchase the coverage through a separate policy or by endorsement rather than it being part of the base policy.
 
#3,083
#3,083
Carl Pickens said:
Bro..... you must be selling some cut rate BS. How long have you been selling commercial insurance!

Does Insurance Cover Riots and Looting?

So many people are asking — Does insurance cover riots and looting?
The answer: Yes, standard insurance policies usually cover damage that results from rioting, looting, vandalism, and/or civil commotion. This would include damage caused by rioters as well as damage caused by the reactions of police and civil authorities during a riot
Click to expand...
He's not saying he doesn't offer it. He's saying that it's on a separate form and has to be purchased as an option, so some may have it and some may not. Been awhile since I was on that end of the business, but I'd think it's going to be there in most All Risk forms, but starts to get iffy when you start looking at named peril forms . . .
 
#3,084
#3,084
Carl Pickens said:
when this crap breaks out, insurance companies put binding restrictions in place in order to prevent taking on any additional risks in the area. The same thing happens with approaching hurricanes, wildfires and etc.

I can see a scenario in which companies will start excluding it in certain metropolitan areas before they do away with it ......or start making businesses purchase the coverage through a separate policy or by endorsement rather than it being part of the base policy.
Click to expand...
That's when consumer groups start going nuts about redlining.
 
#3,085
#3,085
GAVol said:
He's not saying he doesn't offer it. He's saying that it's on a separate form and has to be purchased as an option, so some may have it and some may not.
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Yeah, I know, but the basic ISO commercial property coverage form includes riot and civil commotion. I’ve been in commercial insurance since 2004 and have yet to see a policy exclude it. Maybe it’s a geographic issue.....
 
#3,086
#3,086
Carl Pickens said:
Bro..... you must be selling some cut rate BS. How long have you been selling commercial insurance!

Does Insurance Cover Riots and Looting?

So many people are asking — Does insurance cover riots and looting?
The answer: Yes, standard insurance policies usually cover damage that results from rioting, looting, vandalism, and/or civil commotion. This would include damage caused by rioters as well as damage caused by the reactions of police and civil authorities during a riot
Click to expand...
I don't sell it. I see it after the fact and from different carriers. Both national and state level.
 
#3,087
#3,087
Carl Pickens said:
Yeah, I know, but the basic ISO commercial property coverage form includes riot and civil commotion. I’ve been in commercial insurance since 2004 and have yet to see a policy exclude it. Maybe it’s a geographic issue.....
Click to expand...
I've seen it excluded unless by endorsement. Might be geographic. I'm in Florida so take that for what it's worth. I've also asked a few agents and brokers that I know and they acknowledge the same thing.

If it was legal and ethical I'd share an example lol.
 
#3,089
#3,089
84Volfan said:
According to the witness McGinnis, Rosenbaum chased Rittenhouse around a car, eventually grabbing for the gun. If that is what happened it becomes self defense imo. We will see what the courts say.
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BeecherVol said:
​
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I may be mistaken, but Im pretty sure this account is of the initial shooting.

Edit. This is from the link provided above by DEFENDTHISHOUSE.
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I did see that. it was another guy there to start crap with a gun. Another right wing militia member.

Of course he said the guy reached for the gun. He and kyle were together.
 
#3,094
#3,094
k-town_king said:
I did see that. it was another guy there to start crap with a gun. Another right wing militia member.

Of course he said the guy reached for the gun. He and kyle were together.
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Are you referring to McGinnis? The guy that was interviewed by the detective?
 
#3,095
#3,095
Regardless of our separate opinions on the 17 year olds’s actions I would hope we could all agree that this kid’s parents need to be drop kicked into sometime in 2025
 
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#3,096
#3,096
Carl Pickens said:
Yeah, I know, but the basic ISO commercial property coverage form includes riot and civil commotion. I’ve been in commercial insurance since 2004 and have yet to see a policy exclude it. Maybe it’s a geographic issue.....
Click to expand...
Geography is a very good point and may explain the different opinions on this. Forms in states with coastal areas are bound to be filed differently so companies can limit the wind and hail exposure. I'll defer to you though. Last time I looked at a commercial property form was about 2010 and that was a specialty product.
 
#3,097
#3,097
GAVol said:
Geography is a very good point and may explain the different opinions on this. Forms in states with coastal areas are bound to be filed differently so companies can limit the wind and hail exposure.
Click to expand...
I would almost swear that hurricane insurance is only provided by Fed or State underwriters since they are the only ones willing to assume the risk? I thought it was Feds.
 
#3,099
#3,099
Carl Pickens said:
Bro..... you must be selling some cut rate BS. How long have you been selling commercial insurance!

Does Insurance Cover Riots and Looting?

So many people are asking — Does insurance cover riots and looting?
The answer: Yes, standard insurance policies usually cover damage that results from rioting, looting, vandalism, and/or civil commotion. This would include damage caused by rioters as well as damage caused by the reactions of police and civil authorities during a riot
Click to expand...
Good to know.
 
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