screenthis
“No matter where you go. . .there you are!”
- Joined
- Dec 6, 2012
- Messages
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Are you considered self-employed? Though you won't be matched, you have a decent situation with the current Qualified Business Income Deduction and can shove a ton into a SEP-IRA. My wife was able to put well more than her old IRA amount (6,000 iirc) once I set her up on a SEP. Then there were the PPP "loans", which were major windfalls for contractors/self-employed and who knows, a third round may come.
But, yeah, tough to beat those employer benefits...on the upside most millionaires are/were self employed or contracted work so there's that. You can reap all the net income you can create or your contracts will allow out there.
I'm not self-employed. I work with a very small company contracted to a large organization. I miss 'company matching'.