Trump has the virus

[GAVol]

Ok, you need to explain that one.

In the wake of the collapse of the financial sector in 2008 came the Dodd-Frank Act which created the CFPB which was the brainchild of Elizabeth Warren. The agency is funded out of the Federal reserve and originally designed with no oversight and put some hefty restrictions and compliance on Banks and lending in the name of righting the wrongs of the financial industry. Many community banks and small lenders had to fold or sell because they simply couldn't afford the time and cost of compliance which was the same for them as it was for multi-billion $ banks. The result: Elizabeth Warren's "fix"made credit harder to come by.

 

[hog88]

Prior to Covid the economy was humming along like a well-oiled machine.

Biden and his radical masters, if they get in power, will crash the economy in no time.

We have exploded the last 2 years, nothing Biden is proposing makes me think the growth will continue.

 

[RavinDave]

Do you think the same of plumbers? I'm no different than a plumber. The only real difference between plumbers and nongovernment lawyers is that fewer people can learn to be a lawyer than a plumber so I can charge a higher premium for my expertise.

If a chemical engineer is an over educated plumber, what then is a lawyer?

 

[Ashevolle]

That's why a plumber with a high school education and a few years experience makes twice what an associate lawyer makes and will for quite some time. And it didn't cost him $100k to get started.

Yeah but a skilled attorney can make between a half million and several million a year. Plumbers are awesome. So are electricians. I enjoy both as a hobby.

 

[jaybird_1981]

You guys are such interesting conversationalists.......

I just find it odd because I am friends with a couple lawyers and they aren't liberals at all and yet every lawyer on here seems to be way out in left field. Pretty unusual if you ask me.

 

[hog88]

Do you think the same of plumbers? I'm no different than a plumber. The only real difference between plumbers and nongovernment lawyers is that fewer people can learn to be a lawyer than a plumber so I can charge a higher premium for my expertise.

Plumbers solve problems. They rarely create them.

 

[Ashevolle]

If a chemical engineer is an over educated plumber, what then is a lawyer?

Lawyers like me are like plumbers. Criminal law, wills, divorced. People you would look up in your yellow pages. Chemical engineers rarely work for themselves so they're different. More like big city specialized firms.

 

[hog88]

I like you hog. I like a man with a sense of humor. But I never lend them money.

I like you too and I only lend money to people I don’t like. Quickest way to lose a friend is to loan them money.

 

[Ashevolle]

Plumbers solve problems. They rarely create them.

I've never caused my clients problems. They come into my office worried. By the end, they thank me and later send their friends to me.

 

[Hunerwadel]

My comment was because the biggest turds on this forum claim to be lawyers and you would fit right in with that crowd.

Hey, I'm not a lawyer.

 

[1972 Grad]

In the wake of the collapse of the financial sector in 2008 came the Dodd-Frank Act which created the CFPB which was the brainchild of Elizabeth Warren. The agency is funded out of the Federal reserve and originally designed with no oversight and put some hefty restrictions and compliance on Banks and lending in the name of righting the wrongs of the financial industry. Many community banks and small lenders had to fold or sell because they simply couldn't afford the time and cost of compliance which was the same for them as it was for multi-billion $ banks. The result: Elizabeth Warren's "fix"made credit harder to come by.

I know some good folks that lost their local bank for just that reason. Compliance costs.

 

[jaybird_1981]

Hey, I'm not a lawyer.

Hang around this place long enough and you could probably pass the bar.

 

[jaybird_1981]

I know some good folks that lost their local bank for just that reason. Compliance costs.

The term itself "compliance cost" shows you what a crock government can be.

 

[1972 Grad]

Hey, I'm not a lawyer.

You're on fire tonight, Humpy!

 

[RavinDave]

We have exploded the last 2 years, nothing Biden is proposing makes me think the growth will continue.

He spouts all these grandiose claims about the millions of jobs that will be created by the GND, retrofitting a million buildings with new triple sash windows, building electric vehicles to replace all the government fleets, building 500,000 charging stations, etc. But it all sounds like rainbows and unicorns to me. Meanwhile their plans would gut the energy industry, driving the price of gas and diesel outta sight and electricity too. And taxes going up on everybody (because the consumer always pays in the end) in spite of their only targeting those making $400k on income tax hikes.

 

[1972 Grad]

I've never caused my clients problems. They come into my office worried. By the end, they give me all their money because we drag our feet and slow walk the case with the opposing attorney.

fyp

 

[hog88]

You come up with a viable alternative, I'm all ears. But we have this system, so I learned to be an expert in this system.

Lawyers should be barred from holding elected office. All criminal prosecutions should be financed by the state on both sides, whatever the prosecution budgets to spend should be allocated to the defendant for an adequate defense. All federal judgeships should have terms.

Those are some.

 

[W.TN.Orange Blood]

Hey, I'm not a lawyer.

Yeah, we can tell by your avatar you're far from that....

 

[RavinDave]

Lawyers like me are like plumbers. Criminal law, wills, divorced. People you would look up in your yellow pages. Chemical engineers rarely work for themselves so they're different. More like big city specialized firms.

This chemical engineer works for himself... after working for others for long enough.

 

[Hunerwadel]

You're on fire tonight, Humpy!

Tough crowd though.

 

[hog88]

Do you think the same of plumbers? I'm no different than a plumber. The only real difference between plumbers and nongovernment lawyers is that fewer people can learn to be a lawyer than a plumber so I can charge a higher premium for my expertise.

A good plumber is harder to find than a lawyer. Hell there are more commercials on TV for lawyers than there are for plumbers.

 

[hog88]

If a chemical engineer is an over educated plumber, what then is a lawyer?

Useless?

 

[GAVol]

I know some good folks that lost their local bank for just that reason. Compliance costs.

It's not a sexy topic for the general public, but it's been a very real issue that affects people whether they know it or not.

 

[Ashevolle]

Lawyers should be barred from holding elected office. All criminal prosecutions should be financed by the state on both sides, whatever the prosecution budgets to spend should be allocated to the defendant for an adequate defense. All federal judgeships should have terms.

Those are some.

Fair. No prob with that. There's enough types of law re business, death, breaking up, earnings, injury and loads more to still make money helping people in their private affairs.

 

[RavinDave]

The term itself "compliance cost" shows you what a crock government can be.

Crock or crook?