Vaccine or not?

Actually, the German insurance actuaries don't see any long term impacts from vax.

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Actually you don't know what your talking about, and unless english is your second language plenty of links have been provided that you ignore...
https://www.thelocal.de/20220210/ge...ers-refuse-to-enforce-future-vaccine-mandate/

German Data Analyst Reveals Data from Health Insurance Shows 4 Times Increase in Sudden Deaths Following COVID Vaccine Rollouts

NEW STUDY: 1 in 780 German Children Under 5 REQUIRES HOSPITALIZATION Due to Severe Adverse Event Following Pfizer's mRNA COVID shots

Flashback: German Researchers Found Evidence that a Vaccine-Triggered Autoimmune Reaction Caused Myocarditis in 14 Patients

New German Autopsy Report Reveals Those Who Died Suddenly Were Likely Killed By The Covid Vaccine

It's not just them...

Ed Dowd & Josh Stirling Testify to a 40% increase in excess mortality: Senator Johnson's Covid-19 Vaccine Roundtable


You walk in with the false bravado of someone who pretends has some sort of background, or confidence on a matter with the same false bravado of some news analyst who has no understanding of statistics, the subject or what is actually the lines of disagreement are, but knows to preach the party narrative regardless of any evidence.

I'm gonna go with the Actuaries, Morticians, and pathologists on this one. Not BOM
 
This is deadly serious BOM it's not funny, and people are dying, stop waving your party flag like a sporting event fan boy and READ.
 
View attachment 523600

Actually you don't know what your talking about, and unless english is your second language plenty of links have been provided that you ignore...
https://www.thelocal.de/20220210/ge...ers-refuse-to-enforce-future-vaccine-mandate/

German Data Analyst Reveals Data from Health Insurance Shows 4 Times Increase in Sudden Deaths Following COVID Vaccine Rollouts

NEW STUDY: 1 in 780 German Children Under 5 REQUIRES HOSPITALIZATION Due to Severe Adverse Event Following Pfizer's mRNA COVID shots

Flashback: German Researchers Found Evidence that a Vaccine-Triggered Autoimmune Reaction Caused Myocarditis in 14 Patients

New German Autopsy Report Reveals Those Who Died Suddenly Were Likely Killed By The Covid Vaccine

It's not just them...

Ed Dowd & Josh Stirling Testify to a 40% increase in excess mortality: Senator Johnson's Covid-19 Vaccine Roundtable


You walk in with the false bravado of someone who pretends has some sort of background, or confidence on a matter with the same false bravado of some news analyst who has no understanding of statistics, the subject or what is actually the lines of disagreement are, but knows to preach the party narrative regardless of any evidence.

I'm gonna go with the Actuaries, Morticians, and pathologists on this one. Not BOM

Again, the actuaries have spoken. If there were increased risks from the vax, their profits and stock price would have cratered. I have worked with them on multiple continents and none deem it to be a material risk based on current data. If the data changes and there is a material risk, then you will see it with premiums increases that far exceed inflation as well as a catering stock price.

Death rates in the US and Germany, once COVID deaths are excluded, are very similar to pre-pandemic.

Most Pathologists don't believe there is a material long-term risk. Some do. I'm not even going to try to guess which side will be right 3,5, 10 years from now.

If you really want to know, I vote R 75-80% of the time. I did not vote for 1 D last time. It's not a party argument.
 
This is deadly serious BOM it's not funny, and people are dying, stop waving your party flag like a sporting event fan boy and READ.

I read them. It sucks for those involved. But in a country of 72 million people, those are such a tiny, tiny, tiny percentage of the population.

Yes, there is side effects and for most healthy people under 40 or 50, those side effects may not outweigh the benefits of the vax....
 
I read them. It sucks for those involved. But in a country of 72 million people, those are such a tiny, tiny, tiny percentage of the population.

Yes, there is side effects and for most healthy people under 40 or 50, those side effects may not outweigh the benefits of the vax....


How do you explain the increase of people dying suddenly in Germany since the mRNA shot rollout.

IMG_20221214_061109_788.jpg

 
Again, the actuaries have spoken. If there were increased risks from the vax, their profits and stock price would have cratered. I have worked with them on multiple continents and none deem it to be a material risk based on current data. If the data changes and there is a material risk, then you will see it with premiums increases that far exceed inflation as well as a catering stock price.

Death rates in the US and Germany, once COVID deaths are excluded, are very similar to pre-pandemic.

Most Pathologists don't believe there is a material long-term risk. Some do. I'm not even going to try to guess which side will be right 3,5, 10 years from now.

If you really want to know, I vote R 75-80% of the time. I did not vote for 1 D last time. It's not a party argument.
I don't think any of them deem it a big deal if you don't have the vaccine either. In my experience I've never seen a question about vaccination asked on an application. They look at your overall health. If you're in good health you will get a standard rate or even better. If you use tobacco your rates are even higher. If you're not in good health you could get declined or your policy be rated. You're not telling the full story here.

One major company stopped selling term life insurance recently. I wonder if any others will follow.

Many companies sold long term care insurance several years ago. Now many of those companies stopped selling that product.

As for disability insurance. The underwriting on those products can be very strict. If you got a good rate on that and life insurance then good for you.
 
How many died with Covid instead of from Covid? If you’re in a single car accident and die and test positive with Covid it kind of skews the statistics.
How many die with the vaccine and not because of the vaccine?
Kinda like the exercise guru that died with the widow maker heart condition 6 months after a booster
 
How do you explain the increase of people dying suddenly in Germany since the mRNA shot rollout.

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Look at the overall death rates for the entire country instead of a few misc death codes with little activity. No change. If you exclude COVID, the death rates are lower than 2018 and 2020 and almost the exact same as 2019.

As bad as these charts appear, the "excess deaths" as a percentage of Germany's population is .00008. Digging further, the entire amount that appears to cause the excess the catch all code of 99 and it is almost solely those over 65. Looking at the stroke, heart disease, and cancer death codes, you would expect to see spikes there if it was the vax. Those just didn't pop up in 21.
 
I don't think any of them deem it a big deal if you don't have the vaccine either. In my experience I've never seen a question about vaccination asked on an application. They look at your overall health. If you're in good health you will get a standard rate or even better. If you use tobacco your rates are even higher. If you're not in good health you could get declined or your policy be rated. You're not telling the full story here.

One major company stopped selling term life insurance recently. I wonder if any others will follow.

Many companies sold long term care insurance several years ago. Now many of those companies stopped selling that product.

As for disability insurance. The underwriting on those products can be very strict. If you got a good rate on that and life insurance then good for you.

The big 5, with a market cap over $1 trillion combined, are all selling life insurance and making record profits in 2021.

Some life insurance companies, depending on the state, do ask vax questions for older applicants.

There was an entire subindustry that popped up last year that helped companies determine how much a fully vaccinated workforce would save them on insurance and the incentives companies offered to people to get vaxxed were based on that data. As the effectiveness of the vaccines waned late last year, that benefit shrunk. That plus the combination of Biden killing small business credits for this is why you don't see nearly as many companies offer benefits for boosters...
 
The big 5, with a market cap over $1 trillion combined, are all selling life insurance and making record profits in 2021.

Some life insurance companies, depending on the state, do ask vax questions for older applicants.

There was an entire subindustry that popped up last year that helped companies determine how much a fully vaccinated workforce would save them on insurance and the incentives companies offered to people to get vaxxed were based on that data. As the effectiveness of the vaccines waned late last year, that benefit shrunk. That plus the combination of Biden killing small business credits for this is why you don't see nearly as many companies offer benefits for boosters...
I don't know of any insurance company that ever asked a question regarding vaccination on an application for life insurance. Not saying some don't but I don't know of any personally or do business with any that ask. From an underwriting standpoint most companies have determined its not important.
 
How would you know unless you're a medical doctor with access to actual data? It's not like the MSM or the government is going to easily share that data with the public.
I’m not exactly performing a scientific study or anything. Just from the hundreds of people I know relatively close in life from family, friends, church, and work. And post vaccine rollout the only person I know who has passed away so far has been my 35 y/o unvaxxed second cousin to covid during the “delta variant” wave.
 
Look at the overall death rates for the entire country instead of a few misc death codes with little activity. No change. If you exclude COVID, the death rates are lower than 2018 and 2020 and almost the exact same as 2019.

As bad as these charts appear, the "excess deaths" as a percentage of Germany's population is .00008. Digging further, the entire amount that appears to cause the excess the catch all code of 99 and it is almost solely those over 65. Looking at the stroke, heart disease, and cancer death codes, you would expect to see spikes there if it was the vax. Those just didn't pop up in 21.


There has actually been an increase in mortality rate if you look at the statistics. Pre-covid it stayed around 7.5 deaths per 1,0000. You can see the huge increase in 2020. The covid vaccine (if it works properly) should have brought that number back down but it didn't. As you can see, in 2021 the death rate shot up to 8.8 and then came back down a little in 2022 to 8.4. That doesn't sound like a huge number but if you do the rough math, after the MRNA vaccines were introduced and you multiply going from a death-rate 8.1 in 2020 to 8.4 in 2022 there were approximately 2,340,000 more deaths in 2022 then there were in 2020 when we didn't have this so called world saving vaccine.

Screenshot_20221214-084911_Chrome.jpg
 
I’m not exactly performing a scientific study or anything. Just from the hundreds of people I know relatively close in life from family, friends, church, and work. And post vaccine rollout the only person I know who has passed away so far has been my 35 y/o unvaxxed second cousin to covid during the “delta variant” wave.
Almost everyone I know is vaccinated.
No deaths among them and no side effects so far.
5 deaths of people within my sphere of knowledge and all were unvaccinated.
It is what it is.
 
Do you really think there was a vast conspiracy to misdiagnose the flu for 2 years?
@kiddiedoc would have to be in on it.
I assure you that he’s not. He and I disagree on things but a liar he is not. And neither are most Drs.
There was no real flu transmission in 2020 bc everyone was shuttered in. It's common knowledge that viruses spread when people are together, especially for prolonged periods in confined spaces (school, work, curb, etc). Three was actually a spike in flu cases late 2021, but it was short lived (at least around here) and all but disappeared during winter break. We ran tests when indicated, but there just weren't many people presenting with flu- like symptoms.

It definitely hit, and hit early, this year. No residual immunity from the past two years and a general apathy/suspicion about flu vaccines are likely to blame.
 
Almost everyone I know is vaccinated.
No deaths among them and no side effects so far.
5 deaths of people within my sphere of knowledge and all were unvaccinated.
It is what it is.
Very sorry for your losses. Fortunately, I did not lose any family or friends, but there were several grand/great grandparents in my practice and of staff that passed. Unfortunately, I've known several people (including family) that have suffered from vaccine effects -- mainly women with reproductive issues, and one very healthy friend that has had high BP since shot #2. Most of my close friends are unvaccinated, and all have had CV at least once.
 
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U.S. Death Rates 2020 (no vax) and 2021 (vax) per Census Bureau.

74,968 more total deaths in 2021. 75,977 more COVID deaths in 2021.

Out of population of 331.9 million

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Since we are sharing personal experiences..

I've had 7 family members pass away (I'm not counting the one who had Stage 4 lung cancer and caught COVID at the end or the one who had brain injury from wreck but had COVID).

All 7 were unvaxxed. 5 of them were older (over 60) and most had co-morbidity risk. The other two were 100+ pounds overweight.

Im not aware of anyone who is young or healthy that had any long term issues with COVID (vaxxed or not)...
 
U.S. Death Rates 2020 (no vax) and 2021 (vax) per Census Bureau.

74,968 more total deaths in 2021. 75,977 more COVID deaths in 2021.

Out of population of 331.9 million

View attachment 523647


So what is your interpretation of these numbers?? How is the death rate going up after the introduction of the MRNA vaccines a good thing if you are pro-vaccine?
 
Since we are sharing personal experiences..

I've had 7 family members pass away (I'm not counting the one who had Stage 4 lung cancer and caught COVID at the end or the one who had brain injury from wreck but had COVID).

All 7 were unvaxxed. 5 of them were older (over 60) and most had co-morbidity risk. The other two were 100+ pounds overweight.

Im not aware of anyone who is young or healthy that had any long term issues with COVID (vaxxed or not)...


I am sorry for your losses. If thats truly been your experience I can honestly understand your stance and I can respect that. My experience has been a lot different then that which is why I have taken the stance I have.
 
Almost everyone I know is vaccinated.
No deaths among them and no side effects so far.
5 deaths of people within my sphere of knowledge and all were unvaccinated.
It is what it is.

I count myself as lucky, I only know (actually know) 2 people that passed from Covid. 1 was a 50 some year old neighbor that was 400lbs if he was an ounce with diabetes and a host of other problems and the other a 70+ year old friend of my dads that was (to everyones knowledge) healthy as a horse before he got sick. I doubt either was vaccinated since they both passed fall/winter 2020/21.

I also don't know anyone who has had an adverse reaction to the vax but of course I don't keep up with who is vaxxed and who isn't within my circle.
 
So what is your interpretation of these numbers?? How is the death rate going up after the introduction of the MRNA vaccines a good thing if you are pro-vaccine?

Most of the 450K covid deaths in 2021 were unvaxxed (either by choice or they already had caught it before they got vaxxed). Can't have issue with Vax if you don't get it.

If you see issues with vax side effects, you will see it with cancers, heart disease, strokes, miscarriages, and deaths under 1. There's enough people in the US who have had 1 shot that looking at the high level numbers you will see a trend pop out pretty quickly if one exists. There's no need to look at obscure death codes used for .00008 of the population.

For example, if you see a 15% increase in strokes in the US in 2022 vs 2019, then questions should be asked. Same thing with heart disease, cancers, miacarriages. If that happens, it will be easy to spot the data....
 

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