Recruiting Forum Football Talk IV

[Weezer]

Still not worried. We'll be fine. Don't let your BVS run rampant.

 

[Brillovol]

Probably...

 

[VOLSONLY]

Buddy of mine had an accident last night. He's lucky to be alive. Never was a Tesla fan. Damn thing caught on fire and got torched. Never in a million years. They look cool, but, I think they may be dangerous.

 

[Devo182]

5-6 years of payments. Ouch man. That hurts me to read. Any possibility to get an older model with more miles? I want the Silverado SLT trim myself but cannot justify the expense right now. You probably don’t want to listen to me though as I avoid debt completely. Good luck regardless.

To be fair you can pay down and pay off auto loans early at credit unions with no penalty. Set up your own monthly payments to pay it off ahead of schedule.

We used to offer the same rate from something like 36-72 months. Huge gap. People, some fairly strapped already, would voluntarily choose 36 months. I'd just tell them, take the longest term and set up the autopay for 36 payments, even less if they wanted, if their goal was to pay it off in that timeframe. And then...if anything ever came up (emergency, lost job, etc) they'd actually be paid way ahead according to our amortization schedule and they could skip multiple payments. Win-Win. It merely gives you more flexibility to take the longest term (assuming same/similar rates) and pay it down ahead of "schedule".

We also offered CD/STCs from 6 months to 60 months and everything in between. The funny thing is, when I ran the numbers for all our other options (12, 18, 24, 36, 48 months) none of them made mathematical/financial sense vs either the 60 or 6 month.

It was interesting if you had an actual financial background and ran numbers on your own products. A lot of them don't make great sense for customers. And this was a credit union actually trying to help people. I can't even imagine at banks.

 

[Weezer]

My son loves Old Bay Steamers.

Sounds like a wild night at the nursing home.

 

[ACvol3]

Did he throw a box of fireworks at it??

 

[Devo182]

Probably...

People hate life.


When they don't like mayo.

 

[VOLSONLY]

Can y’all keep my father in your prayers. He went in for a kidney stone and they have found a mass (unrelated to the kidney stone) and he has an appointment to find out more information. I don’t know the location of the mass but am still freaked out about it (he decided not to tell me until an hour before his appointment this morning).

Prayers for your dad, hoping for the best

 

[DeepPurpleFloyd]

Did he throw a box of fireworks at it??

Looked like a bucket of lightbulbs to me.

 

[Orange.]

Does anyone know where to find a reliable current list of international currencies vs the dollar? That is, unusually cheap currencies this year. Surprisingly not an easy thing to find on the internet.

 

[Orange.]

Probably...

I like my olive oil without egg whites. Sue me.

 

[drvenner]

What‘s that got to do with the price if eggs in New York?

I got it, but I never heard it before. I would argue with you but you would just give me the owl stare and that would game, blouses, so I will just nod and agree.

 

[Pridedad]

Best time line quote ever!

 

[UTJoe]

Does anyone know where to find a reliable current list of international currencies vs the dollar? Surprisingly not an easy thing to find on the internet.

I use xe.com for current exchange rates.

 

[drvenner]

Absolutely stunned that a group of people so single-minded about the Vols have such widely differing opinions about...well...everything except the Vols.

Food. Music. Politics. Beer. Movies. Physical beauty. Shows. COVID. Tom Brady. Pickup trucks. Tom Cruise. Religion. Lebron James. Cats. Snakes. Vacations. Etc. Etc. Ad nauseum.







And mayo. Definitely mayo.

Kraft or gtfo.

 

[butchna]

View attachment 454437

Best time line quote ever!

I’m grateful he ruled us out early.

 

[Jackcrevol]

View attachment 454437

Best time line quote ever!

prob do it sooner rather than later or later rather than sooner. not sure.

 

[Dudley Smith]

Speaking of Bama and Clemson, from a connected poster on another board:

Spoiler

Bama:

-This landscape is not attractive to Saban and he's not going to wind up with an outright competitive advantage against the market when it comes to money and recruiting, which he's had for 15 years. The dude is getting old. There's a shot that this is his big run and when he wins it all again, he's out.

-Bama was the perfect choice for the Mannings. Archie Manning views Bama as a no brainer. Rumor is that Saban would not give assurances that he'll still be coaching Bama in 2025.

Clemson:

-There's a legitimate shot that Swinney is lost at this point. Head up his a$$ level naïve about NIL and the portal. There are a lot of people around the sport wondering what in the [heck] Clemson is doing, because they're mostly acting like this is still 2015.

 

[Jackcrevol]

Speaking of Bama and Clemson, from a connected poster on another board:

Spoiler

Bama:

Spoiler

-This landscape is not attractive to Saban and he's not going to wind up with an outright competitive advantage against the market when it comes to money and recruiting, which he's had for 15 years. The dude is getting old. There's a shot that this is his big run and when he wins it all again, he's out.

-Bama was the perfect choice for the Mannings. Archie Manning views Bama as a no brainer. Rumor is that Saban would not give assurances that he'll still be coaching Bama in 2025.

Clemson:

-There's a legitimate shot that Swinney is lost at this point. Head up his a$$ level naïve about NIL and the portal. There are a lot of people around the sport wondering what in the [heck] Clemson is doing, because they're mostly acting like this is still 2015.

I think those people are spot on, with one thing. They are vastly underestimating Nick Saban. And overestimating Dabo Swinney.

 

[Dudley Smith]

If I could capture the sea change happening right now in one image, it would be this post from a Bama forum referencing Jordan Addison being recruited by Texas right now.


We are watching the transformation from the underground Dodge Charger-based economy to the legal NIL market where the Lamborghini is the standard.

 

[InVOLuntary]

Been busy today. Anything of note or just more of the useless drivel?

 

[tnhunter 10]

If I could capture the sea change happening right now in one image, it would be this post from a Bama forum referencing Jordan Addison being recruited by Texas right now.
View attachment 454439

We are watching the transformation from the underground Dodge Charger-based economy to the legal NIL market where the Lamborghini is the standard.

He's being recruited by Bama as well, so what are they offering?

 

[InVOLuntary]

Can y’all keep my father in your prayers. He went in for a kidney stone and they have found a mass (unrelated to the kidney stone) and he has an appointment to find out more information. I don’t know the location of the mass but am still freaked out about it (he decided not to tell me until an hour before his appointment this morning).

 

[OGbabyaviVol]

Speaking of Bama and Clemson, from a connected poster on another board:

Spoiler

Bama:

Spoiler

-This landscape is not attractive to Saban and he's not going to wind up with an outright competitive advantage against the market when it comes to money and recruiting, which he's had for 15 years. The dude is getting old. There's a shot that this is his big run and when he wins it all again, he's out.

-Bama was the perfect choice for the Mannings. Archie Manning views Bama as a no brainer. Rumor is that Saban would not give assurances that he'll still be coaching Bama in 2025.

Clemson:

-There's a legitimate shot that Swinney is lost at this point. Head up his a$$ level naïve about NIL and the portal. There are a lot of people around the sport wondering what in the [heck] Clemson is doing, because they're mostly acting like this is still 2015.

Let them burn!

 

[Ericvol2096]

Are you still there?

Yes have lived here from Dec 2007 to now!